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Citi Rewards+ Card's Expert Rating- click here to view rating methodology.
Intro APR Purchase
0% for 15 months on Purchases
Apply Now Credit Needed Excellent/Good

Intro APR Balance Transfer

0% for 15 months on Balance Transfers

Regular APR

14.99% - 24.99% (Variable)

Annual Fee

  • 0% Intro APR on purchases and balance transfers
  • Tiered rewards program
  • No annual fee
  • Requires excellent credit
  • Balance transfer fee

Card Highlights

  • The Citi Rewards+SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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