Citi Rewards+ Card

Citi Rewards+ Card

Intro APR Purchase

0% for 15 months on Purchases

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Intro APR for Balance Transfer

0% for 15 months on Balance Transfers

Regular APR

15.74% - 25.74% (Variable)

Annual Fee



  • 0% Intro APR on purchases and balance transfers
  • Tiered rewards program
  • No annual fee


  • Requires excellent credit
  • Balance transfer fee


    • The Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
    • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at
    • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
    • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
    • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year