Citi Rewards+℠ Card
Creditcards.org's Expert Rating- click here to view rating methodology.Intro APR Purchase
0% for 15 months on Purchases
Apply Now Credit Needed Excellent/Good
Intro APR Balance Transfer0% for 15 months on Balance Transfers
Regular APR15.74% - 25.74% (Variable)
- 0% Intro APR on purchases and balance transfers
- Tiered rewards program
- No annual fee
- Requires excellent credit
- Balance transfer fee
- The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
- Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year