Citi® Secured Mastercard®

Citi® Secured Mastercard®

Intro APR Purchase

N/A

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Limited History/No Credit/ New-to-Credit/ Good

Intro APR for Balance Transfer

N/A

Regular APR

24.74%* (Variable)

Annual Fee

$0

PROS

  • Designed for consumers with no or limited credit
  • No annual fee

CONS

  • Security deposit required

CARD HIGHLIGHTS

    • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
    • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
    • Use your card anywhere Mastercard® is accepted — worldwide.
    • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
    • Get help staying on track with Auto Pay and account alerts.
    • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
    • Manage your account 24/7 online, by phone, or in our mobile app.