Citi® Secured Mastercard®

Citi® Secured Mastercard®

Intro APR Purchase

N/A

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Limited History/No Credit/New-to-Credit/Good

Intro APR for Balance Transfer

N/A

Regular APR

24.49%* (Variable)

Annual Fee

$0

PROS

  • Designed for consumers with no or limited credit
  • No annual fee

CONS

  • Security deposit required

CARD HIGHLIGHTS

    • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
    • A security deposit is required for this product (minimum $200)
    • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
    • Use the card anywhere Mastercard® is accepted — worldwide