Please enable JavaScript to view the comments powered by Disqus.

Citi ThankYou® Preferred Card

Creditcards.org's Expert Rating- click here to view rating methodology.
Intro APR Purchase
0% for 15 months on Purchases*
Apply Now Credit Needed Excellent

Intro APR Balance Transfer

0% 15 months on Balance Transfers* for 15 months

Regular APR

15.49% - 25.49%* (Variable)

Annual Fee

$0*
Pros
  • 0% Intro APR on purchases and balance transfers
  • Tiered rewards program
  • No annual fee
Cons
  • Requires excellent credit
  • Balance transfer fee

Card Highlights

  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 15.49% - 25.49% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*

We want to hear from you and encourage a lively discussion among our users. Please help our site stay clean and safe by following our posting guidelines, and avoid disclosing any personal information such as phone numbers or bank account information.

The comments posted below are not provided, reviewed or approved by the card issuers or advertisers. Additionally the card issuer does not assume responsibility to ensure that all posts and/or questions are answered.