Citi ThankYou® Preferred Card

Intro APR Purchase
0% for 15 months on Purchases*
Apply Now Excellent Credit Needed

Intro APR for Balance Transfer

0% 15 months on Balance Transfers* for 15 months

Regular APR

15.49% - 25.49%* (Variable)

Annual Fee

$0*
Pros
  • 0% Intro APR on purchases and balance transfers
  • Tiered rewards program
  • No annual fee
Cons
  • Requires excellent credit
  • Balance transfer fee

Card Highlights

    • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 15.49% - 25.49% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
    • Earn 2X Points on Dining Out & Entertainment
    • Earn 1X Points on All Other Purchases
    • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
    • No expiration and no limit to the amount of points you can earn with this card
    • No annual fee*