Citi Premier Card

Citi Premier Card

Intro APR Purchase


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Intro APR for Balance Transfer


Regular APR

16.74% - 25.74%* (Variable)

Annual Fee

$95, waived for first 12 months*


  • Large sign up bonus
  • High rewards rate
  • Earn rewards in multiple categories
  • No foreign transaction fees


  • Annual fee after the first year
  • Requires excellent credit


    • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
    • Earn 3X Points on Travel, Including Gas Stations
    • Earn 2X Points on Dining Out & Entertainment
    • Earn 1X Points on All Other Purchases
    • 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at
    • No expiration and no limit to the amount of points you can earn with this card
    • Points Transfer allows you to transfer points to participating airline loyalty programs
    • No Foreign Transaction Fees on purchases*