EMV Chip Credit Cards

With identify theft on the rise, especially in the United States, it’s critical that cardholders are proactive when it comes to their financial security. Millions of Americans have fallen victim to credit card fraud, which is why the added security from EMV smart chip technology is a lifesaver. Don’t take chances when it comes to protecting your personal information—choose one of the EMV chip credit cards below, and enjoy the peace of mind in knowing that your transactions are exponentially more secure.

Capital One® Venture® Rewards Credit Card

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

N/A

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Regular APR

14.74% - 24.74%
(Variable)

Annual Fee

$0 intro for first year; $95 after that

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Excellent/Good Credit Needed

Benefits & KEY FEATURES Test

    • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
    • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
    • Named ‘The Best Travel Card' by CNBC, 2018
    • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
    • Fly any airline, stay at any hotel, anytime; no blackout dates
    • Miles won't expire for the life of the account and there's no limit to how many you can earn
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $95 after that

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

14.74% - 24.74%

(Variable)

Annual Fee

$0 intro for first year; $95 after that

Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

N/A

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Regular APR

16.99% - 24.99%
Variable APR on purchases and balance transfers

Annual Fee

$0

Apply Now

Excellent/Good Credit Needed

Benefits & KEY FEATURES Test

    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0%

Introductory APR on purchases for 12 billing cycles

Intro APR for Balance Transfer

N/A

Regular APR

16.99% - 24.99%

Variable APR on purchases and balance transfers

Annual Fee

$0

Capital One® VentureOne® Rewards Credit Card

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular APR

13.74% - 23.74%
(Variable)

Annual Fee

$0

Apply Now

Excellent/Good Credit Needed

Benefits & KEY FEATURES Test

    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
    • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
    • Fly any airline, stay at any hotel, anytime
    • Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that
    • Travel when you want with no blackout dates
    • No foreign transaction fees
    • Miles won't expire for the life of the account and there's no limit to how many you can earn

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0%

for 12 months

Intro APR for Balance Transfer

N/A

Regular APR

13.74% - 23.74%

(Variable)

Annual Fee

$0

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

0%
Intro APR for 12 billing cycles for balance transfers made in the first 60 days

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Regular APR

15.24% - 25.24%
Variable APR on purchases and balance transfers

Annual Fee

$0

Apply Now

Excellent/Good Credit Needed

Benefits & KEY FEATURES Test

    • No annual fee
    • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
    • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0%

Introductory APR on purchases for 12 billing cycles

Intro APR for Balance Transfer

0%

Intro APR for 12 billing cycles for balance transfers made in the first 60 days

Regular APR

15.24% - 25.24%

Variable APR on purchases and balance transfers

Annual Fee

$0

Citi Simplicity® Card - No Late Fees Ever

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

0%*
for 21 months

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Regular APR

15.99% - 25.99%*
(Variable)

Annual Fee

$0*

Apply Now

Excellent/Good Credit Needed

Benefits & KEY FEATURES Test

    • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
    • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness
    • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness
    • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
    • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
    • The same great rate for all balances, after the introductory period
    • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0%*

for 12 months*

Intro APR for Balance Transfer

0%*

for 21 months

Regular APR

15.99% - 25.99%*

(Variable)

Annual Fee

$0*