Advertiser Disclosure

EMV Chip Credit Cards

With identify theft on the rise, especially in the United States, it’s critical that cardholders are proactive when it comes to their financial security. Millions of Americans have fallen victim to credit card fraud, which is why the added security from EMV smart chip technology is a lifesaver. Don’t take chances when it comes to protecting your personal information—choose one of the EMV chip credit cards below, and enjoy the peace of mind in knowing that your transactions are exponentially more secure.

Capital One® VentureOne® Rewards Credit Card
Creditcards.org's Expert Rating- click here to view rating methodology.
4.25
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
13.49% - 23.49%
(Variable)
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 13.49% - 23.49% variable APR after that

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
for 12 months
Intro APR
(Balance Transfer)
N/A
Regular APR
13.49% - 23.49%
(Variable)
Annual Fee
$0
Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer
Creditcards.org's Expert Rating- click here to view rating methodology.
5
Apply Now
Excellent/Good Credit
Intro APR for Balance Transfer
0%
Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
15.49% - 25.49%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
Introductory APR on purchases for 15 billing cycles
Intro APR
(Balance Transfer)
0%
Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
15.49% - 25.49%
Variable APR on purchases and balance transfers
Annual Fee
$0
Petal® Visa® Credit Card
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No Credit Check
Intro APR for Balance Transfer
N/A
Regular APR
14.49 - 25.49%
Variable
Annual fee
$0
Apply Now
No Credit Check

Benefits & Key features

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • Variable APRs 14.49% - 25.49%
  • 1% cash back on eligible purchases right away
  • Up to 10% cash back from select merchants
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • $500 - $10,000 credit limits
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

No Credit Check

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
14.49 - 25.49%
Variable
Annual Fee
$0
Capital One® Venture® Rewards Credit Card
Creditcards.org's Expert Rating- click here to view rating methodology.
4.5
Apply Now
Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
17.24% - 24.49%
(Variable)
Annual fee
$0 intro for first year; $95 after that
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day.
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Named ‘The Best Travel Card' by CNBC, 2018
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
17.24% - 24.49%
(Variable)
Annual Fee
$0 intro for first year; $95 after that