Credit Cards For Excellent Credit

One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.

Capital One® Savor® Cash Rewards Credit Card

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

N/A

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Regular APR

16.24% - 25.24%
(Variable)

Annual Fee

$0 intro for first year; $95 after that

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Excellent/Good Credit Needed

Benefits & KEY FEATURES Test

    • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
    • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
    • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
    • No foreign transaction fees
    • Capital One cardholders get access to premium experiences in dining, entertainment and more
    • $0 intro annual fee for the first year, $95 after that

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

16.24% - 25.24%

(Variable)

Annual Fee

$0 intro for first year; $95 after that

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

0%
Intro APR for 12 billing cycles for balance transfers made in the first 60 days

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Regular APR

15.24% - 25.24%
Variable APR on purchases and balance transfers

Annual Fee

$0

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Excellent/Good Credit Needed

Benefits & KEY FEATURES Test

    • No annual fee
    • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
    • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0%

Introductory APR on purchases for 12 billing cycles

Intro APR for Balance Transfer

0%

Intro APR for 12 billing cycles for balance transfers made in the first 60 days

Regular APR

15.24% - 25.24%

Variable APR on purchases and balance transfers

Annual Fee

$0

Capital One® Quicksilver® Cash Rewards Credit Card

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

0%
for 15 months

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Regular APR

14.74% - 24.74%
(Variable)

Annual Fee

$0

Apply Now

Excellent/Good Credit Needed

Benefits & KEY FEATURES Test

    • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
    • 0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that
    • 0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
    • Pay no annual fee or foreign transaction fees

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0%

for 15 months

Intro APR for Balance Transfer

0%

for 15 months

Regular APR

14.74% - 24.74%

(Variable)

Annual Fee

$0

Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

N/A

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Regular APR

16.99% - 24.99%
Variable APR on purchases and balance transfers

Annual Fee

$0

Apply Now

Excellent/Good Credit Needed

Benefits & KEY FEATURES Test

    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0%

Introductory APR on purchases for 12 billing cycles

Intro APR for Balance Transfer

N/A

Regular APR

16.99% - 24.99%

Variable APR on purchases and balance transfers

Annual Fee

$0

Citi Premier Card

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Excellent Credit Needed

Intro APR for Balance Transfer

N/A

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Regular APR

16.49% - 25.49%*
(Variable)

Annual Fee

$95, waived for first 12 months*

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Excellent Credit Needed

Benefits & KEY FEATURES Test

    • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
    • Earn 3X Points on Travel, Including Gas Stations
    • Earn 2X Points on Dining Out & Entertainment
    • Earn 1X Points on All Other Purchases
    • 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
    • No expiration and no limit to the amount of points you can earn with this card
    • Points Transfer allows you to transfer points to participating airline loyalty programs
    • No Foreign Transaction Fees on purchases*

Excellent

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
720
850

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

16.49% - 25.49%*

(Variable)

Annual Fee

$95, waived for first 12 months*