Credit Cards For Excellent Credit
One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.
Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer
Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer
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Intro APR for Balance Transfer
See Terms
Regular APR
See Terms
Annual fee
$0
Unavailable
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Benefits & Key features
- No annual fee
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
See Terms
Intro APR
(Balance Transfer)
(Balance Transfer)
See Terms
Regular APR
See Terms
Annual Fee
$0
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
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on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
12 months
Regular APR
13.99% - 24.99%
(Variable)
Annual fee
$95
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on creditcards.com's secure website.
Benefits & Key features
- Get $250 back after you spend at least $1,000 on purchases on your new card within your first 3 months.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Additionally, earn 6% Cash Back on select U.S. streaming subscriptions and 3% Cash Back on transit (parking, trains, buses, taxis/rideshare, tolls, and more).
- Cash back can be redeemed as a statement credit, a gift card, or merchandise purchase.
- A credit card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 12 months.
- After that, your APR will be a variable rate, currently 13.99%-24.99% based on your creditworthiness and other factors.
- $95 annual fee
- Terms and restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
12 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$95
Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer
Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer
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Intro APR for Balance Transfer
N/A
Regular APR
See Terms
Annual fee
$0
Unavailable
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Benefits & Key features
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
See Terms
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Terms
Annual Fee
$0
The Platinum Card® from American Express
The Platinum Card® from American Express
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on creditcards.com's secure website.
Intro APR for Balance Transfer
N/A
Regular APR
26.24%
(Variable)
Annual fee
$550
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on creditcards.com's secure website.
Benefits & Key features
- Earn 60,000 points after you spend $5,000 on purchases on your new Card in your first 3 months.
- Free rides in the U.S. through Uber, up to $15 each month, with a $20 bonus in December - up to $200 yearly savings on Uber rides.
- 5x points on flights either directly through airlines or through American Express Travel
- 5x points on prepaid hotels booked through amextravel.com
- Access the Global Loung Collection and enjoy proprietary airport lounges around the world.
- Complimentary benefits that average out to be $550 yearly with Fine Hotels & Resorts. See application for more details.
- With the Platinum Card, you can receive up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight-change fees, and snacks.
- To receive the statement credit, you need to enroll and select a qualifying airline.
- There are no foreign transaction fees with purchases made on your Platinum Card.
- $550 annual fee
- Terms & restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
26.24%
(Variable)
Annual Fee
$550
American Express® Gold Card
American Express® Gold Card
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on creditcards.com's secure website.
Intro APR for Balance Transfer
N/A
Regular APR
16.99% - 23.99%
(Variable)
Annual fee
$250
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Get 35,000 bonus points by spending $4,000 on eligible purchasese within the first 3 months of opening a new card.
- Receive 4x points at restaurants around the world.
- Receive 4x points on purchases at U.S. supermarkets.
- Receive 3x points on flights, either booked directly or through amextravel.com.
- Get up to $100 in statement credits each year for any incidental fees incurred at one selected airline.
- Get up to $100 in credit for incidental fees incurred at luxury hotels, including free room upgrades.
- Redeem your points for shopping, travel, gift cards, entertainment, or even charity.
- No foreign transaction fees.
- Annual Fee of $250
- Terms and Restrictions Apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
16.99% - 23.99%
(Variable)
Annual Fee
$250
Monevo - Personal Loans from $1,000 - $100,000
Benefits & Key features
- Network of lenders offering loan amounts $1,000 - $100,000
- Rates starting as low as 3.49% APR
- Solutions available for all credit scores
- Funds available as soon as the next business day
- No impact on your credit score to check your rates!
Benefits & Key features
- Network of lenders offering loan amounts $1,000 - $100,000
- Rates starting as low as 3.49% APR
- Solutions available for all credit scores
- Funds available as soon as the next business day
- No impact on your credit score to check your rates!