Credit Cards For Excellent Credit
One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
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on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
12 months
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$95
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Limited Time Offer: Recieve a $300 statement credit by spending $3,000 in purchases on a new card within the first 6 months. Offer expires 12/10/2020
- Limited Time Offer: Introductory $0 annual fee for the first year, then $95. Offer expires 12/10/2020
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases (then 1%), 3% US gas stations, and 1% on other purchases. Terms and limitations apply.
- Additionally, earn 6% Cash Back on select U.S. streaming subscriptions and 3% Cash Back on transit (parking, trains, buses, taxis/rideshare, tolls, and more).
- Cash back can be redeemed as a statement credit, a gift card, or merchandise purchase.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- A credit card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 12 months.
- After that, your APR will be a variable rate, currently 13.99%-23.99% based on your creditworthiness and other factors.
- Terms and restrictions apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
12 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$95
ABOC Platinum Rewards Credit Card
ABOC Platinum Rewards Credit Card
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Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
12.90% - 22.90%
Variable APR on purchases
Annual fee
$0
Apply Now
Excellent Credit
Benefits & Key features
- 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your credit worthiness"
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- No Annual Fee or Foreign Transaction Fee
- Select Your Rewards Your Way
- No Foreign Transaction Fee
Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
on Purchases for 12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
12.90% - 22.90%
Variable APR on purchases
Annual Fee
$0
CareCredit® credit card
CareCredit® credit card
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Excellent/Good Credit
Benefits & Key features
- Promotional financing available for 6 or 12 months on health, wellness and pet care purchases of $200+
- Use your card for dental and vision care, cosmetic treatments, insurance deductibles, veterinary care and more at over 240K locations.
- Join the over 11 million people who have CareCredit to pay for their health, wellness and beauty needs.
- Feel prepared knowing you have a way to pay for you and your family's healthcare
- Manage your account, view your eStatements, and use your digital card with the CareCredit Mobile App
- Apply online and get an instant credit decision
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
None. Promotional Financing available for 6 and 12 months ($200+)
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
26.99%
Annual Fee
$0
Upgrade Visa® Card with Cash Rewards
Upgrade Visa® Card with Cash Rewards
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Fair/Good/Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
6.99% - 29.99%
Annual fee
$0
Apply Now
Fair/Good/Excellent Credit
Benefits & Key features
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
Fair / Good / Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
6.99% - 29.99%
Annual Fee
$0
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
Learn More
on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$0
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Earn 20% back when you shop at Amazon.com within the first 6 months of receiving a new card - up to $200 back!
- Earn an additional $100 reward by spending $1,000 in purchases on a new card within the first 6 months.
- Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases (then 1%), 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Get a low introductory APR of 0% for the first 15 months on purchases from your account opening - then a variable rate of 13.99% to 23.99%.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- Cash back is awarded as Reward Dollars that can be redeemed as a statement credit.
- Plan It® lets you choose purchases of $100 or more to split into monthly payments with a fixed fee and no interest.
- No Annual Fee.
- Terms and restrictions apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0
Loans Under 36%
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes