Credit Cards For Excellent Credit
One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.
Learn More
on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
12 months
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$95
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Get $250 back after you spend at least $1,000 on purchases on your new card within your first 3 months.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations, and 1% on other purchases. Terms and limitations apply.
- Additionally, earn 6% Cash Back on select U.S. streaming subscriptions and 3% Cash Back on transit (parking, trains, buses, taxis/rideshare, tolls, and more).
- Cash back can be redeemed as a statement credit, a gift card, or merchandise purchase.
- A credit card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 12 months.
- After that, your APR will be a variable rate, currently 13.99%-23.99% based on your creditworthiness and other factors.
- $95 annual fee
- Terms and restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
12 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$95
Apply Now
Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
12.90% - 22.90%
Variable APR on purchases
Annual fee
$0
Apply Now
Excellent Credit
Benefits & Key features
- 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your credit worthiness"
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- No Annual Fee or Foreign Transaction Fee
- Select Your Rewards Your Way
- No Foreign Transaction Fee
Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
on Purchases for 12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
12.90% - 22.90%
Variable APR on purchases
Annual Fee
$0
Apply Now
Fair/Good/Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
6.99% - 29.99%
Annual fee
$0
Apply Now
Fair/Good/Excellent Credit
Benefits & Key features
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
Fair/Good/Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
6.99% - 29.99%
Annual Fee
$0
Learn More
on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$0
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Get $150 back after you spend $1,000 on purchases on your new Card in your first 3 months.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is awarded as Reward Dollars that can be redeemed as a statement credit.
- A Credit Card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 15 months.
- After that, your APR will be a variable rate, currently 13.99%-23.99% based on your creditworthiness and other factors.
- No Annual Fee.
- Terms and restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0
Learn More
on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$0
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Receive a $150 bonus when you spend at least $1,000 in purchases with 3 months of opening a new card.
- Get 1.5% Cash Back on all purchases.
- Cash back is earned in the form of Reward Dollars that can be redeemed for statement credits.
- A Cash Back card with a 0% introductory APR for the first 15 months on purchases and balance transfers.
- After that, your APR will be a variable rate, currently 13.99% - 23.99% based on your creditworthiness and other factors.
- More and more businesses are accepting American Express® Cards.
- No annual fee.
- Terms and Restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes