Credit Cards For Excellent Credit
One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.
Capital One® Savor® Cash Rewards Credit Card
Intro APR for Balance Transfer
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Regular APR
Annual Fee
$0 intro for first year; $95 after that
Excellent/Good Credit Needed
Benefits & KEY FEATURES Test
- Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
- Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- No foreign transaction fees
- Capital One cardholders get access to premium experiences in dining, entertainment and more
- $0 intro annual fee for the first year, $95 after that
Excellent/Good
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
16.24% - 25.24%
(Variable)
Annual Fee
$0 intro for first year; $95 after that
Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer
Intro APR for Balance Transfer
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Regular APR
Annual Fee
$0
Excellent/Good Credit Needed
Benefits & KEY FEATURES Test
- No annual fee
- NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- No changing categories and no expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
- Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
Excellent/Good
CREDIT NEEDED
Intro APR Purchase
0%
Introductory APR on purchases for 12 billing cycles
Intro APR for Balance Transfer
0%
Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Regular APR
15.24% - 25.24%
Variable APR on purchases and balance transfers
Annual Fee
$0
Capital One® Quicksilver® Cash Rewards Credit Card
Intro APR for Balance Transfer
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Regular APR
Annual Fee
$0
Excellent/Good Credit Needed
Benefits & KEY FEATURES Test
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that
- 0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
Excellent/Good
CREDIT NEEDED
Intro APR Purchase
0%
for 15 months
Intro APR for Balance Transfer
0%
for 15 months
Regular APR
14.74% - 24.74%
(Variable)
Annual Fee
$0
Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer
Intro APR for Balance Transfer
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Regular APR
Annual Fee
$0
Excellent/Good Credit Needed
Benefits & KEY FEATURES Test
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR
- Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
- If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
Excellent/Good
CREDIT NEEDED
Intro APR Purchase
0%
Introductory APR on purchases for 12 billing cycles
Intro APR for Balance Transfer
N/A
Regular APR
16.99% - 24.99%
Variable APR on purchases and balance transfers
Annual Fee
$0
Citi Premier℠ Card
Intro APR for Balance Transfer
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Regular APR
Annual Fee
$95, waived for first 12 months*
Excellent Credit Needed
Benefits & KEY FEATURES Test
- Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3X Points on Travel, Including Gas Stations
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases*
Excellent
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
16.49% - 25.49%*
(Variable)
Annual Fee
$95, waived for first 12 months*
Benefits & Key features
- A multi-award winning personal loan matching service
- Personalized loan offers in less than 60 seconds.
- Rates starting at 3.34% APR
- Network of lenders offering loan amounts $1,000 - $100,000
- No impact on your credit score to check your personal loan rates
- Funds available as soon as next business day
- All credit ratings considered
