Advertiser Disclosure

Credit Cards For Excellent Credit

One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.

The Platinum Card® from American Express

The Platinum Card® from American Express

The Platinum Card® from American Express

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Intro APR for Balance Transfer
N/A
Regular APR
26.24%
(Variable)
Annual fee
$550
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Benefits & Key features

  • Earn 60,000 points after you spend $5,000 on purchases on your new Card in your first 3 months.
  • Free rides in the U.S. through Uber, up to $15 each month, with a $20 bonus in December - up to $200 yearly savings on Uber rides.
  • 5x points on flights either directly through airlines or through American Express Travel
  • 5x points on prepaid hotels booked through amextravel.com
  • Access the Global Loung Collection and enjoy proprietary airport lounges around the world.
  • Complimentary benefits that average out to be $550 yearly with Fine Hotels & Resorts. See application for more details. 
  • With the Platinum Card, you can receive up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight-change fees, and snacks.
  • To receive the statement credit, you need to enroll and select a qualifying airline.
  • There are no foreign transaction fees with purchases made on your Platinum Card.
  • $550 annual fee
  • Terms & restrictions apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
26.24%
(Variable)
Annual Fee
$550

American Express® Gold Card

American Express® Gold Card

American Express® Gold Card

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Intro APR for Balance Transfer
N/A
Regular APR
16.99% - 23.99%
(Variable)
Annual fee
$250
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Benefits & Key features

  • Get 35,000 bonus points by spending $4,000 on eligible purchasese within the first 3 months of opening a new card.
  • Receive 4x points at restaurants around the world. 
  • Receive 4x points on purchases at U.S. supermarkets.
  • Receive 3x points on flights, either booked directly or through amextravel.com.
  • Get up to $100 in statement credits each year for any incidental fees incurred at one selected airline. 
  • Get up to $100 in credit for incidental fees incurred at luxury hotels, including free room upgrades.
  • Redeem your points for shopping, travel, gift cards, entertainment, or even charity.
  • No foreign transaction fees.
  • Annual Fee of $250
  • Terms and Restrictions Apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
16.99% - 23.99%
(Variable)
Annual Fee
$250

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

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Intro APR for Balance Transfer
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual fee
$0
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Benefits & Key features

  • Get $150 back after you spend $1,000 on purchases on your new Card in your first 3 months. 
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is awarded as Reward Dollars that can be redeemed as a statement credit, gift cards, or merechandise.
  • A Credit Card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 15 months.
  • After that, your APR will be a variable rate, currently 12.99%-21.99% based on your creditworthiness and other factors.
  • No Annual Fee.
  • Terms and restrictions apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$0

BankAmericard® credit card

BankAmericard® credit card

BankAmericard® credit card

Unavailable
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Intro APR for Balance Transfer
See Terms
Regular APR
See Terms
Annual fee
$0
Unavailable
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Benefits & Key features

  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
See Terms
Intro APR
(Balance Transfer)
See Terms
Regular APR
See Terms
Annual Fee
$0