Credit Cards For Excellent Credit
One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.
Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
17.99% - 25.24%
(Variable)
Annual fee
$0 intro for first year; $95 after that
Apply Now
Excellent/Good Credit
Benefits & Key features
- Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
- Named ‘The Best Travel Card' by CNBC, 2018
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
17.99% - 25.24%
(Variable)
Annual Fee
$0 intro for first year; $95 after that
Citi® Double Cash Card – 18 month BT offer
Citi® Double Cash Card – 18 month BT offer
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Excellent/Good Credit
Intro APR for Balance Transfer
0%
for 18 months*
Regular APR
15.99% - 25.99%
(Variable)
Annual fee
$0
Apply Now
Excellent/Good Credit
Benefits & Key features
- Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.99% - 25.99% based on your creditworthiness.
- Click “Apply Now” to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
- Balance Transfers do not earn cash back.
- The standard variable APR for Citi Flex Plan is 15.99% - 25.99% based on your creditworthiness.*
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
for 18 months*
Regular APR
15.99% - 25.99%
(Variable)
Annual Fee
$0
HSBC Gold Mastercard® credit card
HSBC Gold Mastercard® credit card
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Excellent/Good Credit
Intro APR for Balance Transfer
0%
Introductory APR on balance transfers for the first 18 months from account opening
Regular APR
12.99% - 20.99%
Variable APR will apply after the Introductory Period
Annual fee
$0
Apply Now
Excellent/Good Credit
Benefits & Key features
- 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99% - 20.99% will apply.
- No Penalty APR.
- Late Fee Waiver.
- No Foreign Transaction Fees.
- $0 Annual Fee.
- $0 liability for unauthorized purchases.
- Terms Apply.
- See Rates & Fees
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
Introductory APR on credit card purchases for the first 18 months from account opening
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
Introductory APR on balance transfers for the first 18 months from account opening
Regular APR
12.99% - 20.99%
Variable APR will apply after the Introductory Period
Annual Fee
$0
Bank of America® Premium Rewards® credit card
Bank of America® Premium Rewards® credit card
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
17.99% - 24.99%
Variable APR on purchases and balance transfers
Annual fee
$95
Apply Now
Excellent/Good Credit
Benefits & Key features
- Receive 50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
- If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
- No limit to the points you can earn and your points don't expire
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
- Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
- No Foreign Transaction Fees
- Low $95 annual fee
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
17.99% - 24.99%
Variable APR on purchases and balance transfers
Annual Fee
$95
HSBC Cash Rewards Mastercard® credit card
HSBC Cash Rewards Mastercard® credit card
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Excellent/Good Credit
Intro APR for Balance Transfer
0%
Introductory APR on balance transfers for the first 12 months from account opening
Regular APR
14.99% - 24.99%
Variable APR will apply after the Introductory Period
Annual fee
$0
Apply Now
Excellent/Good Credit
Benefits & Key features
- Earn unlimited 1.5% cash back on all purchases.
- Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
- 10% Anniversary Bonus on all Cash Rewards earned once a year.
- No Annual Fee.
- 0% Intro APR for 12 months on purchases and balance transfers, then a 14.99% - 24.99% variable APR.
- No Foreign Transaction Fees.
- $0 liability for unauthorized purchases.
- Terms Apply.
- See Rates & Fees
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
Introductory APR on credit card purchases for the first 12 months from account opening
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
Introductory APR on balance transfers for the first 12 months from account opening
Regular APR
14.99% - 24.99%
Variable APR will apply after the Introductory Period
Annual Fee
$0
Monevo - Personal Loans from $1,000 - $100,000
Benefits & Key features
- Unsecured personal loans up to $100,000
- Rates starting as low as 3.99% APR
- Good, Bad and No Credit Welcome
- Get Cash in as little as 24 hours
- Loans for any purpose and no collateral required
- No impact on your credit score to check your rates!