Credit Cards For Excellent Credit
One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.
Luxury Card™ Mastercard® Titanium Card™
Luxury Card™ Mastercard® Titanium Card™
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Excellent Credit
Intro APR for Balance Transfer
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Regular APR
14.99%
Annual fee
$195 ($95 for each Authorized User added to the account)
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Excellent Credit
Benefits & Key features
- Patented brushed stainless steel front and carbon back—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
- Members-only LUXURY MAGAZINE®.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Regular APR
14.99%
Annual Fee
$195 ($95 for each Authorized User added to the account)
American Express® Gold Card
American Express® Gold Card
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
15.99% - 22.99%
(Variable)
Annual fee
$250
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Excellent/Good Credit
Benefits & Key features
- Rose Gold has returned. Now you can choose between Gold or Rose Gold.
- Get 60,000 Membership Rewards® points by spending $4,000 on eligible purchases within the first 6 months of opening a new card.
- Receive 4X Membership Rewards® Points at Restaurants worldwide, delivery and takeout included, plus, receive 4X points for purchases on Uber Eats too.
- Receive 4X Membership Rewards® points on purchases at U.S. supermarkets (on up to $25,000 per calendar year, then 1X after that).
- $120 Uber Cash: Link your American Express® Gold Card to your Uber account and automatically get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 yearly.
- $120 Dining Credit: Earn up to $120 yearly (a total of $10 monthly) in statement credits when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. Enrollment required.
- Receive up to 12 complimentary months of Uber Eats Pass when you subscribe with your Gold Card. You must enroll by 12/31/21. Learn More.
- Receive 3X Membership Rewards® points when you book flights directly with airlines or on amextravel.com.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
15.99% - 22.99%
(Variable)
Annual Fee
$250
Delta SkyMiles® Blue American Express Card
Delta SkyMiles® Blue American Express Card
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
15.74% - 24.74%
(Variable)
Annual fee
$0
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Excellent/Good Credit
Benefits & Key features
- Earn 10,000 bonus miles by spending $500 in purchases within the first 3 months of opening a new account.
- Get 2x miles for each dollar spent at restaurants around the world.
- Get 2x miles for each dollar spent on purchases with Delta Airlines.
- Get 1x mile on all other eligible purchases.
- Use your card on eligible Delta in-flight purchases (like food, audio headsets, and beverages) and receive a 20% savings via a statement credit.
- No foreign transaction fees.
- $0 annual fee.
- Terms and restrictions apply.
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
15.74% - 24.74%
(Variable)
Annual Fee
$0
Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express Card
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Excellent/Good Credit
Intro APR for Balance Transfer
Regular APR
15.74% - 24.74%
(Variable)
Annual fee
$0 first year, then $99
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Excellent/Good Credit
Benefits & Key features
- Limited Time Offer: Get 70,000 bonus miles by spending $2,000 in purchases on your new Card within the first 3 months. Offer expires 4/28/2021.
- Receive 2X Miles at U.S. supermarkets, at restaurants around the world (including takeout and delivery), and on all Delta purchases.
- Receive 1X Mile on all other eligible purchases.
- Check your first bag free on every Delta flight.
- Earn now. Travel when you're ready. After spending $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit on your Card to inspire your next trip.
- Get a $0 introductory Annual Fee for your first year, then $99 after that.
- Terms Apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
Intro APR
(Balance Transfer)
(Balance Transfer)
Regular APR
15.74% - 24.74%
(Variable)
Annual Fee
$0 first year, then $99
Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express Card
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Excellent/Good Credit
Intro APR for Balance Transfer
Regular APR
15.74% - 24.74%
(Variable)
Annual fee
$250
Learn More
Excellent/Good Credit
Benefits & Key features
- Limited Time Offer: Get 90,000 bonus miles by spending $3,000 in purchases on your new Card within the first 3 months. Offer expires 4/28/2021.
- Speed up your path to Medallion Status, with Status Boost®. Plus, in 2021 earn even more bonus Medallion® Qualification Miles (MQMs) to assist you in reaching Medallion Status.
- Receive 3X Miles on Delta purchases and purchases made directly with hotels.
- Receive 2X Miles at U.S. supermarkets and restaurants worldwide, including delivery and takeout.
- Receive 1X Miles on all other eligible purchases.
- Get a Domestic Main Cabin round-trip companion certificate every year that you renew your Card. *Payment of the government-imposed taxes and fees of up to $75 for roundtrip domestic flights (for itineraries with no more than four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Check your first bag free on every Delta flight.
- Fee Credit for Global Entry or TSA Pre✓®.
- You and up to two guests can access the Delta Sky Club® on a Delta flight at the exclusive rate of $39 per person per visit.
- No Foreign Transaction Fees.
- Annual Fee of $250.
- Terms Apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
Intro APR
(Balance Transfer)
(Balance Transfer)
Regular APR
15.74% - 24.74%
(Variable)
Annual Fee
$250
Loans Under 36%
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes