Credit Cards For Excellent Credit
One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.
Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
17.24% - 24.49%
(Variable)
Annual fee
$0 intro for first year; $95 after that
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Excellent/Good Credit
Benefits & Key features
- Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Earn 2X miles on every purchase, every day.
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Named ‘The Best Travel Card' by CNBC, 2018
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
17.24% - 24.49%
(Variable)
Annual Fee
$0 intro for first year; $95 after that
Bank of America® Premium Rewards® Visa® credit card
Bank of America® Premium Rewards® Visa® credit card
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
17.49% - 24.49%
Variable APR on purchases and balance transfers
Annual fee
$95
Apply Now
Excellent/Good Credit
Benefits & Key features
- Receive 50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
- If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
- No limit to the points you can earn and your points don't expire
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
- Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
- No Foreign Transaction Fees
- Low $95 annual fee
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
17.49% - 24.49%
Variable APR on purchases and balance transfers
Annual Fee
$95
Capital One® VentureOne® Rewards Credit Card
Capital One® VentureOne® Rewards Credit Card
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
13.49% - 23.49%
(Variable)
Annual fee
$0
Apply Now
Excellent/Good Credit
Benefits & Key features
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn 1.25X miles on every purchase, every day
- Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Transfer your miles to over 12 leading travel loyalty programs
- Enjoy 0% intro APR on purchases for 12 months; 13.49% - 23.49% variable APR after that
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
for 12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
13.49% - 23.49%
(Variable)
Annual Fee
$0
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
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Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
12.74% - 22.74%
Variable APR on purchases and balance transfers
Annual fee
$0
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Excellent Credit
Benefits & Key features
- Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
- Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®.
- No annual fee and no international transaction fees.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem points for travel with no blackout dates, cash back or gift cards.
- Get 75% more points on the base earn of every purchase you make when you're a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.
Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
for 9 billing cycles
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
12.74% - 22.74%
Variable APR on purchases and balance transfers
Annual Fee
$0
Bank of America® Business Advantage Cash Rewards Mastercard® credit card
Bank of America® Business Advantage Cash Rewards Mastercard® credit card
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Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
13.74% - 23.74%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent Credit
Benefits & Key features
- Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee and cash rewards don't expire.
- Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
- You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
- Get 75% more cash back on every purchase when you're a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.
Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
for 9 billing cycles
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
13.74% - 23.74%
Variable APR on purchases and balance transfers
Annual Fee
$0
Monevo - Personal Loans from $1,000 - $100,000
Benefits & Key features
- Network of lenders offering loan amounts $1,000 - $100,000
- Rates starting as low as 3.99% APR
- Solutions available for all credit scores
- Funds available as soon as the next business day
- No impact on your credit score to check your rates!
Benefits & Key features
- Network of lenders offering loan amounts $1,000 - $100,000
- Rates starting as low as 3.99% APR
- Solutions available for all credit scores
- Funds available as soon as the next business day
- No impact on your credit score to check your rates!