Advertiser Disclosure

Credit Cards For Excellent Credit

One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.

Citi® Double Cash Card – 18 month BT offer

Citi<sup>&reg;</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

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Excellent/Good Credit
Intro APR for Balance Transfer
0%
for 18 months*
Regular APR
15.99% - 25.99%
(Variable)
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.99% - 25.99% based on your creditworthiness.
  • Click “Apply Now” to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • Balance Transfers do not earn cash back.
  • The standard variable APR for Citi Flex Plan is 15.99% - 25.99% based on your creditworthiness.*

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
0%
for 18 months*
Regular APR
15.99% - 25.99%
(Variable)
Annual Fee
$0

HSBC Gold Mastercard® credit card

HSBC Gold Mastercard® credit card

HSBC Gold Mastercard® credit card

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Excellent/Good Credit
Intro APR for Balance Transfer
0%
Introductory APR on balance transfers for the first 18 months from account opening
Regular APR
12.99% - 20.99%
Variable APR will apply after the Introductory Period
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99% - 20.99% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
Introductory APR on credit card purchases for the first 18 months from account opening
Intro APR
(Balance Transfer)
0%
Introductory APR on balance transfers for the first 18 months from account opening
Regular APR
12.99% - 20.99%
Variable APR will apply after the Introductory Period
Annual Fee
$0

Bank of America® Premium Rewards® credit card

Bank of America&reg; Premium Rewards&reg; credit card

Bank of America® Premium Rewards® credit card

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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
17.99% - 24.99%
Variable APR on purchases and balance transfers
Annual fee
$95
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Receive 50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
17.99% - 24.99%
Variable APR on purchases and balance transfers
Annual Fee
$95

HSBC Cash Rewards Mastercard® credit card

HSBC Cash Rewards Mastercard® credit card

HSBC Cash Rewards Mastercard® credit card

Apply Now
Excellent/Good Credit
Intro APR for Balance Transfer
0%
Introductory APR on balance transfers for the first 12 months from account opening
Regular APR
14.99% - 24.99%
Variable APR will apply after the Introductory Period
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn unlimited 1.5% cash back on all purchases.
  • Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 14.99% - 24.99% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
Introductory APR on credit card purchases for the first 12 months from account opening
Intro APR
(Balance Transfer)
0%
Introductory APR on balance transfers for the first 12 months from account opening
Regular APR
14.99% - 24.99%
Variable APR will apply after the Introductory Period
Annual Fee
$0