Advertiser Disclosure

Credit Cards For Excellent Credit

One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.

Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business

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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
18.74%
(Variable)
Annual fee
$0 intro for first year; $95 after that
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Excellent/Good Credit

Benefits & Key features

  • Limited Time Offer: Earn up to $2,000 in cash bonuses
  • Earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
18.74%
(Variable)
Annual Fee
$0 intro for first year; $95 after that

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

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Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
12.99% - 22.99%
Variable APR on purchases and balance transfers
Annual fee
$0
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Excellent Credit

Benefits & Key features

  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Get 75% more points on the base earn of every purchase you make when you’re a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.

Excellent

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
for 9 billing cycles
Intro APR
(Balance Transfer)
N/A
Regular APR
12.99% - 22.99%
Variable APR on purchases and balance transfers
Annual Fee
$0

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

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Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
13.99% - 23.99%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent Credit

Benefits & Key features

  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee and cash rewards don't expire.
  • Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
  • You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
  • Get 75% more cash back on every purchase when you’re a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.

Excellent

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
for 9 billing cycles
Intro APR
(Balance Transfer)
N/A
Regular APR
13.99% - 23.99%
Variable APR on purchases and balance transfers
Annual Fee
$0