Credit Cards For Excellent Credit

One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.

HSBC Cash Rewards Mastercard® credit card

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Good/Excellent Credit Needed

Intro APR for Balance Transfer

0%

Introductory APR on balance transfers for the first 12 months from account opening

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Regular
APR

15.24%, 19.24% or 25.24%

Variable APR will apply after the Introductory Period

Annual
Fee

$0

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Good/Excellent Credit Needed

Benefits & KEY FEATURES

    • Earn unlimited 1.5% cash rewards on all purchases.
    • Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
    • 10% Anniversary Bonus on all Cash Rewards earned once a year.
    • No Annual Fee.
    • 0% Intro APR for 12 months on purchases and balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
    • No Foreign Transaction Fees.
    • $0 liability for unauthorized purchases.
    • Terms Apply.
    • See Rates & Fees

Benefits & KEY FEATURES

Good/Excellent

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0% Introductory APR on credit card purchases for the first 12 months from account opening

Intro APR for Balance Transfer

0% Introductory APR on balance transfers for the first 12 months from account opening

Regular APR

Variable APR of 15.24%, 19.24% or 25.24% will apply after the Introductory Period

Annual Fee

$0

Citi Simplicity® Card - No Late Fees Ever

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

0%*

for 21 months

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Regular
APR

16.24% - 26.24%*

(Variable)

Annual
Fee

$0*

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Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
    • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
    • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
    • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
    • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
    • The same great rate for all balances, after the introductory period
    • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

Benefits & KEY FEATURES

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0%* for 12 months on Purchases*

Intro APR for Balance Transfer

0%* for 21 months on Balance Transfers*

Regular APR

16.24% - 26.24%* (Variable)

Annual Fee

$0*

Capital One® VentureOne® Rewards Credit Card

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

14.24% - 24.24%

(Variable)

Annual
Fee

$0

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Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • $0 annual fee and no foreign transaction fees
    • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
    • Earn 1.25X miles on every purchase, every day
    • Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
    • Transfer your miles to over 12 leading travel loyalty programs
    • Enjoy 0% intro APR on purchases for 12 months; 14.24% - 24.24% variable APR after that
    • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
    • Miles won't expire for the life of the account and there's no limit to how many you can earn

Benefits & KEY FEATURES

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0% intro on purchases for 12 months

Intro APR for Balance Transfer

N/A

Regular APR

14.24% - 24.24% (Variable)

Annual Fee

$0

Citi Rewards+ Card

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

0%

for 12 months

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Regular
APR

15.74% - 25.74%

(Variable)

Annual
Fee

$0

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Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • Introducing the New Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
    • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
    • 0% Intro APR on balance transfers and purchases for 12 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
    • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
    • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year

Benefits & KEY FEATURES

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0% for 12 months on Purchases

Intro APR for Balance Transfer

0% for 12 months on Balance Transfers

Regular APR

15.74% - 25.74% (Variable)

Annual Fee

$0

Barclaycard Arrival Plus® World Elite Mastercard®

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Good/Excellent Credit Needed

Intro APR for Balance Transfer

0%

intro for first 12 billing cycles following each BT that posts within 45 days of account opening

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Regular
APR

18.24%, 22.24% or 25.24%

variable based on your creditworthiness

Annual
Fee

$89 (waived first year)

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Good/Excellent Credit Needed

Benefits & KEY FEATURES

    • Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
    • Earn unlimited 2X miles on every purchase
    • New - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
    • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
    • Get 5% miles back to use toward your next redemption, every time you redeem
    • No foreign transaction fees
    • International Chip and PIN for use at self-service chip terminals around the world
    • Miles don't expire as long as your account is open, active and in good standing
    • See Rates & Fees

Benefits & KEY FEATURES

Good/Excellent

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

N/A

Intro APR for Balance Transfer

0% intro for first 12 billing cycles following each BT that posts within 45 days of account opening

Regular APR

18.24%, 22.24% or 25.24% variable based on your creditworthiness

Annual Fee

$89 (waived first year)

Related Offers:

  • Unsecured personal loans up to $100,000
  • Rates starting as low as 3.99% APR
  • Good, Bad and No Credit Welcome
  • Get Cash in as little as 24 hours
  • Loans for any purpose and no collateral required
  • No impact on your credit score to check your rates!