Credit Cards For Excellent Credit

One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.

Barclaycard Arrival Plus® World Elite Mastercard®

View Details

Apply Now

Good/Excellent Credit Needed

Intro APR for Balance Transfer

0%

intro for first 12 billing cycles following each BT that posts within 45 days of account opening

View Details

Regular
APR

18.24%, 22.24% or 25.24%

variable based on your creditworthiness

Annual
Fee

$89 (waived first year)

View Details

Apply Now

Good/Excellent Credit Needed

Benefits & KEY FEATURES

    • Limited Time Offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
    • Earn unlimited 2X miles on every purchase
    • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
    • Get 5% miles back to use toward your next redemption, every time you redeem
    • No foreign transaction fees
    • International Chip and PIN for use at self-service chip terminals around the world
    • Miles don't expire as long as your account is open, active and in good standing
    • See Rates & Fees

Benefits & KEY FEATURES

Good/Excellent

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

N/A

Intro APR for Balance Transfer

0% intro for first 12 billing cycles following each BT that posts within 45 days of account opening

Regular APR

18.24%, 22.24% or 25.24% variable based on your creditworthiness

Annual Fee

$89 (waived first year)

Barclaycard Ring® Mastercard®

View Details

Apply Now

Good/Excellent Credit Needed

Intro APR for Balance Transfer

See Terms

View Details

Regular
APR

14.24%

Variable

Annual
Fee

$0

View Details

Apply Now

Good/Excellent Credit Needed

Benefits & KEY FEATURES

    • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply
    • Low 14.24% variable APR on purchases and cash advances
    • No annual fee
    • No foreign transaction fees
    • International Chip and PIN
    • See Rates & Fees

Benefits & KEY FEATURES

Good/Excellent

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

N/A

Intro APR for Balance Transfer

See Terms

Regular APR

14.24% Variable

Annual Fee

$0

Capital One® Spark® Cash for Business

View Details

Apply Now

Excellent/Good Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular
APR

19.24%

(Variable)

Annual
Fee

$0 intro for first year; $95 after that

View Details

Apply Now

Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
    • Earn up to $2,000. Earn a $500 cash bonus when you spend $5,000 in the first 3 months of opening your account
    • Plus, earn $1,500 when you spend $50,000 in the first 6 months. Limited Time Offer
    • Use Spark Cash across all your business spend, with no categories to limit your purchasing
    • $0 intro annual fee for the first year; $95 after that
    • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
    • Get employee cards at no additional cost, and earn rewards from their business spend

Benefits & KEY FEATURES

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

19.24% (Variable)

Annual Fee

$0 intro for first year; $95 after that

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

View Details

Apply Now

Excellent Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular
APR

13.49% - 23.49%

Variable APR on purchases and balance transfers

Annual
Fee

$0

View Details

Apply Now

Excellent Credit Needed

Benefits & KEY FEATURES

    • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
    • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
    • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®.
    • No annual fee and no international transaction fees.
    • 0% Introductory APR on purchases for your first 9 billing cycles.
    • Redeem points for travel with no blackout dates, cash back or gift cards.
    • Plus, if you're a Business Advantage Relationship Rewards client, you can get up to a 75% rewards bonus on the base earn of every purchase you make. Your rewards bonus is based on your enrolled tier – Gold 25%; Platinum 50%; or Platinum Honors 75%.

Benefits & KEY FEATURES

Excellent

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
720
850

Intro APR Purchase

0% for 9 billing cycles

Intro APR for Balance Transfer

N/A

Regular APR

13.49% - 23.49% Variable APR on purchases and balance transfers

Annual Fee

$0

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

View Details

Apply Now

Excellent Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular
APR

13.49% - 23.49%

Variable APR on purchases and balance transfers

Annual
Fee

$0

View Details

Apply Now

Excellent Credit Needed

Benefits & KEY FEATURES

    • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
    • 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases.
    • 0% Introductory APR on purchases for your first 9 billing cycles.
    • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
    • Plus, if you're a Business Advantage Relationship Rewards client, you can get up to a 75% rewards bonus on the base earn of every purchase you make. Your rewards bonus is based on your enrolled tier – Gold 25%; Platinum 50%; or Platinum Honors 75%.

Benefits & KEY FEATURES

Excellent

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
720
850

Intro APR Purchase

0% for 9 billing cycles

Intro APR for Balance Transfer

N/A

Regular APR

13.49% - 23.49% Variable APR on purchases and balance transfers

Annual Fee

$0

Related Offers:

  • Unsecured personal loans up to $100,000
  • Rates starting as low as 3.34% APR
  • Good, Bad and No Credit Welcome
  • Get Cash in as little as 24 hours
  • Loans for any purpose and no collateral required
  • No impact on your credit score to check your rates!