Advertiser Disclosure

Credit Cards For Fair Credit

Consumers with fair credit are usually more qualified for credit cards, which may make getting approved for an account easier. Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month. Below you will find our most popular credit card offers for people with fair credit:

Credit One Bank® Platinum Visa® with Cash Back Rewards

Credit One Bank® Platinum Visa® with Cash Back Rewards

Credit One Bank® Platinum Visa® with Cash Back Rewards

Apply Now
Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
19.49% - 25.49%
Variable
Annual fee
$0 - $99
Apply Now
Good Credit

Benefits & Key features

  • Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
  • Manage your account quickly and easily from your mobile device by using the Credit One Bank mobile app
  • Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
  • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge.
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.

Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
19.49% - 25.49%
Variable
Annual Fee
$0 - $99

Capital One® Platinum Credit Card

Capital One® Platinum Credit Card

Capital One® Platinum Credit Card

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Average/Fair/Limited Credit
Intro APR for Balance Transfer
N/A
Regular APR
26.99%
(Variable)
Annual fee
$0
Apply Now
Average/Fair/Limited Credit

Benefits & Key features

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Average/Fair/Limited

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
26.99%
(Variable)
Annual Fee
$0

First PREMIER® Bank Mastercard® Credit Card

First PREMIER® Bank Mastercard® Credit Card

First PREMIER® Bank Mastercard® Credit Card

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Bad/Fair Credit
  • WE'VE GOT YOUR BACK. With millions of customers nationwide, First PREMIER Bank has the expertise to serve you, your family and friends. It’s fast and easy to apply. The first step on your journey is a checking account.  Fill out an application and know in 60 seconds if you're approved!
  • Access to available credit when you need it
  • Low monthly payment intended to fit your budget
  • Build credit with First PREMIER-opportunity for credit limit increases after consistent responsible account management
  • Customized account management options to fit your needs
Apply Now
Bad/Fair Credit

Bad/Fair

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website

Indigo® Platinum Mastercard® Credit Card

Indigo® Platinum Mastercard® Credit Card

Indigo® Platinum Mastercard® Credit Card

Apply Now
Fair/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
24.90%
fixed
Annual fee
$0 - $99
Apply Now
Fair/Good Credit

Benefits & Key features

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.

Fair/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
24.90%
fixed
Annual Fee
$0 - $99