Credit Cards For Fair Credit
Consumers with fair credit are usually more qualified for credit cards, which may make getting approved for an account easier. Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month. Below you will find our most popular credit card offers for people with fair credit:
First PREMIER® Bank Mastercard® Credit Card
- Checking Account Required
- We may approve those currently building their credit history
- All credit types welcome to apply!
- Looking for a second chance at a credit card? We may approve you when others will not.
- The First PREMIER Bank Mastercard is a good addition to your credit options.
- The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
- Good credit not required
- Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Bad/Fair Credit Needed
Capital One® Platinum Credit Card
Intro APR for Balance Transfer
N/A
View Details
Regular
APR
26.96%
(Variable)
Annual
Fee
$0
View Details
Average/Fair/Limited Credit Needed
Benefits & KEY FEATURES
- Pay no annual fee
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help strengthen your credit for the future with responsible card use
Benefits & KEY FEATURES
Average/Fair/Limited
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
26.96% (Variable)
Annual Fee
$0
Indigo® Platinum Mastercard® Credit Card
Intro APR for Balance Transfer
N/A
View Details
Regular
APR
23.90%
fixed
Annual
Fee
$0 - $99
View Details
Fair/Good Credit Needed
Benefits & KEY FEATURES
- Easy pre-qualification process with fast response
- All credit histories considered
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
Benefits & KEY FEATURES
Fair/Good
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
23.90% fixed
Annual Fee
$0 - $99
Capital One® QuicksilverOne® Cash Rewards Credit Card
Intro APR for Balance Transfer
N/A
View Details
Regular
APR
26.96%
(Variable)
Annual
Fee
$39
View Details
Average/Fair/Limited Credit Needed
Benefits & KEY FEATURES
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
- Get access to a higher credit line after making your first 5 monthly payments on time
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
- Help strengthen your credit for the future with responsible card use
- Get customized alerts and manage your account with the Capital One mobile app
Benefits & KEY FEATURES
Average/Fair/Limited
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
26.96% (Variable)
Annual Fee
$39
Credit One Bank® Credit Card with Cash Back Rewards
Intro APR for Balance Transfer
N/A
View Details
Regular
APR
20.24% - 26.24%
Variable
Annual
Fee
$0 - $99
View Details
Fair Credit Needed
Benefits & KEY FEATURES
- 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Managing your account is easy with the Credit One Bank mobile app
- Pick a card that fits your style. Multiple card designs are available, a fee may apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Never miss an account update with customizable text and email alerts
- Do your part to help the environment with the option to go paperless
Benefits & KEY FEATURES
Fair
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
20.24% - 26.24% Variable
Annual Fee
$0 - $99
