Credit Cards For Fair Credit

Consumers with fair credit are usually more qualified for credit cards, which may make getting approved for an account easier. Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month. Below you will find our most popular credit card offers for people with fair credit:

First PREMIER® Bank Mastercard® Credit Card

View Details

Apply Now

Bad/Fair Credit

View Details

View Details

  • Checking Account Required
  • We may approve those currently building their credit history
  • All credit types welcome to apply!
  • Looking for a second chance at a credit card? We may approve you when others will not.
  • The First PREMIER Bank Mastercard is a good addition to your credit options.
  • The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
  • Good credit not required
  • Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Apply Now

Bad/Fair Credit Needed

Bad/Fair Credit

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

See Issuer Website

Annual Fee

See Issuer Website

Capital One® Platinum Credit Card

View Details

Apply Now

Average/Fair/Limited Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular
APR

26.96%

(Variable)

Annual
Fee

$0

View Details

Apply Now

Average/Fair/Limited Credit Needed

Benefits & KEY FEATURES

    • Pay no annual fee
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is lost or stolen
    • Use online banking to access your account, even from your smartphone, with our mobile app
    • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
    • Get access to your account 24 hours a day, 7 days a week
    • Help strengthen your credit for the future with responsible card use

Benefits & KEY FEATURES

Average/Fair/Limited

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

26.96% (Variable)

Annual Fee

$0

Indigo® Platinum Mastercard® Credit Card

View Details

Apply Now

Fair/Good Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular
APR

23.90%

fixed

Annual
Fee

$0 - $99

View Details

Apply Now

Fair/Good Credit Needed

Benefits & KEY FEATURES

    • Easy pre-qualification process with fast response
    • All credit histories considered
    • Online servicing available 24/7 at no additional cost
    • Unsecured credit card, no security deposit required
    • Account history is reported to the three major credit bureaus in the U.S.

Benefits & KEY FEATURES

Fair/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
620
720

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

23.90% fixed

Annual Fee

$0 - $99

Capital One® QuicksilverOne® Cash Rewards Credit Card

View Details

Apply Now

Average/Fair/Limited Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular
APR

26.96%

(Variable)

Annual
Fee

$39

View Details

Apply Now

Average/Fair/Limited Credit Needed

Benefits & KEY FEATURES

    • Earn unlimited 1.5% cash back on every purchase, every day
    • Earn cash rewards without signing up for rotating categories
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Monitor your credit profile with the CreditWise® app, free for everyone
    • $0 fraud liability if your card is ever lost or stolen
    • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
    • Help strengthen your credit for the future with responsible card use
    • Get customized alerts and manage your account with the Capital One mobile app

Benefits & KEY FEATURES

Average/Fair/Limited

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

26.96% (Variable)

Annual Fee

$39

Credit One Bank® Credit Card with Cash Back Rewards

View Details

Apply Now

Fair Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular
APR

20.24% - 26.24%

Variable

Annual
Fee

$0 - $99

View Details

Apply Now

Fair Credit Needed

Benefits & KEY FEATURES

    • 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply
    • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
    • Managing your account is easy with the Credit One Bank mobile app
    • Pick a card that fits your style. Multiple card designs are available, a fee may apply
    • Monitor your credit with free online access to your Experian credit score, terms apply
    • Never miss an account update with customizable text and email alerts
    • Do your part to help the environment with the option to go paperless

Benefits & KEY FEATURES

Fair

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
620
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

20.24% - 26.24% Variable

Annual Fee

$0 - $99

Related Offers:

  • Unsecured personal loans up to $100,000
  • Rates starting as low as 3.99% APR
  • Good, Bad and No Credit Welcome
  • Get Cash in as little as 24 hours
  • Loans for any purpose and no collateral required
  • No impact on your credit score to check your rates!