Credit Cards For Fair Credit
Consumers with fair credit are usually more qualified for credit cards, which may make getting approved for an account easier. Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month. Below you will find our most popular credit card offers for people with fair credit:
First PREMIER® Bank Mastercard® Credit Card
- Checking Account Required
- We may approve those currently building their credit history
- All credit types welcome to apply!
- Looking for a second chance at a credit card? We may approve you when others will not.
- The First PREMIER Bank Mastercard is a good addition to your credit options.
- The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
- Good credit not required
- Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Bad/Fair Credit Needed
Capital One® Platinum Credit Card
Intro APR for Balance Transfer
View Details
Regular APR
Annual Fee
$0
Average/Fair/Limited Credit Needed
Benefits & KEY FEATURES Test
- Pay no annual fee
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help strengthen your credit for the future with responsible card use
Average/Fair/Limited
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
24.99%
(Variable)
Annual Fee
$0
Credit One Bank® Platinum Visa® for Rebuilding Credit
Intro APR for Balance Transfer
View Details
Regular APR
Annual Fee
$0 - $99
Fair Credit Needed
Benefits & KEY FEATURES Test
- See if you Pre-Qualify without harming your credit score
- Track your progress with free online access to your Experian credit score, terms apply
- Looking to rebuild credit? We report to the major credit bureaus monthly
- Accounts are automatically reviewed for credit line increase opportunities
- Make paying your bill easier with the ability to choose your payment due date, terms apply
- Stay in-the-know with customizable account alerts via email and text
- Receive 1% cash back rewards on eligible purchases, terms apply
- Enjoy peace of mind with $0 Fraud Liability
Fair Credit
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
19.99% - 25.99%
Variable
Annual Fee
$0 - $99
Capital One® QuicksilverOne® Cash Rewards Credit Card
Intro APR for Balance Transfer
View Details
Regular APR
Annual Fee
$39
Average/Fair/Limited Credit Needed
Benefits & KEY FEATURES Test
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
- Get access to a higher credit line after making your first 5 monthly payments on time
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
- Help strengthen your credit for the future with responsible card use
- Get customized alerts and manage your account with the Capital One mobile app
Average/Fair/Limited
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
24.99%
(Variable)
Annual Fee
$39
Fingerhut Credit Account issued by WebBank
Intro APR for Balance Transfer
View Details
Regular APR
Annual Fee
$0
Fair/Bad Credit Needed
Benefits & KEY FEATURES Test
- Fingerhut offers more than 500,000 items including the brand names you want like Samsung, KitchenAid, and DeWalt
- Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
- Fast, easy online application process and a quick decision
- Not an access card
Fair/Bad Credit
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
See Issuer Website
Annual Fee
$0
Benefits & Key features
- A multi-award winning personal loan matching service
- Personalized loan offers in less than 60 seconds.
- Rates starting at 3.34% APR
- Network of lenders offering loan amounts $1,000 - $100,000
- No impact on your credit score to check your personal loan rates
- Funds available as soon as next business day
- All credit ratings considered
