Advertiser Disclosure

Credit Cards For Fair Credit

Consumers with fair credit are usually more qualified for credit cards, which may make getting approved for an account easier. Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month. Below you will find our most popular credit card offers for people with fair credit:

First PREMIER® Bank Mastercard® Credit Card
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Bad/Fair Credit
  • WE'VE GOT YOUR BACK. With millions of customers nationwide, First PREMIER Bank has the expertise to serve you, your family and friends. It’s fast and easy to apply. The first step on your journey is a checking account.  Fill out an application and know in 60 seconds if you're approved!
  • Access to available credit when you need it
  • Low monthly payment intended to fit your budget
  • Build credit with First PREMIER-opportunity for credit limit increases after consistent responsible account management
  • Customized account management options to fit your needs
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Bad/Fair Credit

Bad/Fair

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Indigo® Platinum Mastercard®
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Fair/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
24.90%
fixed
Annual fee
$0 - $99
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Fair/Good Credit

Benefits & Key features

  • Easy pre-qualification process with fast response
  • Don't have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.

Fair/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
24.90%
fixed
Annual Fee
$0 - $99
Indigo® Platinum Mastercard® Credit Card
Apply Now
Fair/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
24.90%
fixed
Annual fee
$0 - $99
Apply Now
Fair/Good Credit

Benefits & Key features

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.

Fair/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
24.90%
fixed
Annual Fee
$0 - $99
First Access Visa® Credit Card
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Fair/Bad Credit
Intro APR for Balance Transfer
N/A
Regular APR
See Terms*
Annual fee
See Terms*
Apply Now
Fair/Bad Credit

Benefits & Key features

  • Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri

Fair/Bad

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Terms*
Annual Fee
See Terms*