Advertiser Disclosure

First PREMIER® Bank Credit Cards

First Premier Bank Credit CardYOU'RE NOT ALONE. Life has a way of throwing us challenges. When they're financial, they can seem overwhelming. As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands customer needs of all types and is there for you. Since 1989, we've been helping individuals and families with less-than-perfect credit work towards getting the credit they need to improve their financial health.

First PREMIER® Bank Mastercard® Credit Card

First PREMIER® Bank Mastercard® Credit Card

First PREMIER® Bank Mastercard® Credit Card

Apply Now
Bad/Fair Credit
  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you're approved!
  • *Build credit by keeping your balance low and paying all your bills on time every month.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.     
Apply Now
Bad/Fair Credit

Bad / Fair

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Apply Now

First PREMIER® Bank Classic Credit Card

First PREMIER® Bank Classic Credit Card

First PREMIER® Bank Classic Credit Card

Apply Now
Bad Credit
  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you're approved!
  • *Build credit by keeping your balance low and paying all your bills on time every month.
Apply Now
Bad Credit

Bad

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Apply Now

First PREMIER® Bank Gold Credit Card

First PREMIER® Bank Gold Credit Card

First PREMIER® Bank Gold Credit Card

Apply Now
Bad/Fair Credit
  • Choose which account management options are right for you.
  • Build credit with First PREMIER.*
  • Fill out an application and know in 60 seconds if you're approved!
  • *Build credit by keeping your balance low and paying all your bills on time every month.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.          
Apply Now
Bad/Fair Credit

Bad / Fair

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Apply Now

First PREMIER® Bank Secured Credit Card

First PREMIER® Bank Secured Credit Card

First PREMIER® Bank Secured Credit Card

Apply Now
Bad Credit
  • YOUR HELPING HAND - As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands customer needs and is there for those who may be denied by other issuers.     
  • You don't need perfect credit for a First PREMIER® Bank Secured Credit Card
  • If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
  • Reports to consumer reporting agencies help you monitor your financial progress to build credit (build credit by keeping your balance low and paying all your bills on time every month).
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines).
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply.‡
  • ‡ If you apply for the second account, which is unsecured, you will be approved if you can demonstrate the ability to pay your bills, meet our minimum income requirements, do not reside in New York or Wisconsin and are not covered under the Military Lending Act. 
Apply Now
Bad Credit

Bad

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Apply Now

First PREMIER® Bank Credit Card's Top Features:

  • First PREMIER® does not require a security deposit in order to be approved. The orange First PREMIER® Mastercard® is an unsecured card. A checking account is one requirement of the First PREMIER Bank Mastercard.
  • Use the First PREMIER® Bank Credit Card in order to improve your credit score. By keeping your balance low and paying on time every month, you can demonstrate your credit worthiness to major consumer reporting agencies. First PREMIER® reports to all consumer reporting agencies.
  • Use available credit for basics like gas and food when you need them. It can be used for both online and in-person purchases.
  • First PREMIER® offers free identity theft resolution services. Over 14 million people per year are victims of identity theft every year. First PREMIER® works to make sure that its cardholders don’t become one of those statistics.