First PREMIER® Bank Credit Cards
YOU'RE NOT ALONE. Life has a way of throwing us challenges. When they're financial, they can seem overwhelming. As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands customer needs of all types and is there for you. Since 1989, we've been helping individuals and families with less-than-perfect credit work towards getting the credit they need to improve their financial health.
PREMIER Bankcard® Mastercard® Credit Card
PREMIER Bankcard® Mastercard® Credit Card
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Bad/Fair Credit
- Everyone deserves a chance to build credit: you can start today!
- PREMIER Bankcard® credit cards are for building* credit
- We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
- *Build credit by keeping your balance low and paying all your bills on time every month.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Apply Now
Bad/Fair Credit
Bad / Fair
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
PREMIER Bankcard® Classic Credit Card
PREMIER Bankcard® Classic Credit Card
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Bad Credit
- Our mobile app helps you keep track of your spending and payments for greater financial control.
- Monitor your progress with monthly credit reports (updated quarterly).
- When you need assistance our award-winning US-based customer service agents are there to help.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Apply Now
Bad Credit
Bad
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
First PREMIER® Bank Gold Credit Card
First PREMIER® Bank Gold Credit Card
Apply Now
Bad/Fair Credit
- Our mobile app helps you keep track of your spending and payments for greater financial control.
- Monitor your progress with monthly credit reports (updated quarterly).
- When you need assistance our award-winning US-based customer service agents are there to help.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Apply Now
Bad/Fair Credit
Bad / Fair
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
PREMIER Bankcard® Secured Credit Card
PREMIER Bankcard® Secured Credit Card
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Bad Credit
- Our mobile app helps you keep track of your spending and payments for greater financial control.
- When you need assistance our award-winning US-based customer service agents are there to help.
- Monitor your progress with monthly credit reports (updated quarterly).
- After 13 months you could be eligible for a credit limit increase (Terms & Conditions apply).
- If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply. ‡
- ‡ If you apply for the second account, which is unsecured, you will be approved if you can demonstrate the ability to pay your bills, meet our minimum income requirements, do not reside in New York or Wisconsin and are not covered under the Military Lending Act.
Apply Now
Bad Credit
Bad
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
PREMIER Bankcard® Credit Card's Top Features:
- PREMIER Bankcard® does not require a security deposit in order to be approved. The orange PREMIER Bankcard® Mastercard® is an unsecured card. A checking account is one requirement of the PREMIER Bankcard® Mastercard.
- Use the PREMIER Bankcard® Credit Card in order to improve your credit score. By keeping your balance low and paying on time every month, you can demonstrate your credit worthiness to major consumer reporting agencies. PREMIER Bankcard® reports to all consumer reporting agencies.
- Use available credit for basics like gas and food when you need them. It can be used for both online and in-person purchases.
- PREMIER Bankcard® offers free identity theft resolution services. Over 14 million people per year are victims of identity theft every year. PREMIER Bankcard® works to make sure that its cardholders don’t become one of those statistics.