First PREMIER® Bank Credit Cards
YOU'RE NOT ALONE. Life has a way of throwing us challenges. When they're financial, they can seem overwhelming. As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands customer needs of all types and is there for you. Since 1989, we've been helping individuals and families with less-than-perfect credit work towards getting the credit they need to improve their financial health.
First PREMIER® Bank Mastercard® Credit Card

First PREMIER® Bank Mastercard® Credit Card
Apply Now
Bad/Fair Credit
- Choose which account management options are right for you.
- Build credit with First PREMIER*
- Fill out an application and know in 60 seconds if you're approved!
- *Build credit by keeping your balance low and paying all your bills on time every month.
Apply Now
Bad/Fair Credit
Bad / Fair
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
First PREMIER® Bank Classic Credit Card

First PREMIER® Bank Classic Credit Card
Apply Now
Bad Credit
- Choose which account management options are right for you.
- Build credit with First PREMIER*
- Fill out an application and know in 60 seconds if you're approved!
- *Build credit by keeping your balance low and paying all your bills on time every month.
Apply Now
Bad Credit
Bad
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
First PREMIER® Bank Gold Credit Card

First PREMIER® Bank Gold Credit Card
Apply Now
Bad/Fair Credit
- Choose which account management options are right for you.
- Build credit with First PREMIER.*
- Fill out an application and know in 60 seconds if you're approved!
- *Build credit by keeping your balance low and paying all your bills on time every month.
Apply Now
Bad/Fair Credit
Bad / Fair
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
First PREMIER® Bank Platinum Mastercard® Credit Card

First PREMIER® Bank Platinum Mastercard® Credit Card
Apply Now
Bad/Fair Credit
- Choose which account management options are right for you.
- Build credit with First PREMIER*
- Fill out an application and know in 60 seconds if you're approved!
- *Build credit by keeping your balance low and paying all your bills on time every month.
Apply Now
Bad/Fair Credit
Bad / Fair
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
First PREMIER® Bank Secured Credit Card

First PREMIER® Bank Secured Credit Card
Apply Now
Bad Credit
- YOU CAN DO MORE THAN JUST GET BY - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
- You don't need perfect credit for a First PREMIER® Bank Secured Credit Card
- If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
- Reports to consumer reporting agencies help you monitor your financial progress to build credit (build credit by keeping your balance low and paying all your bills on time every month).
- Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines).
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Apply Now
Bad Credit
Bad
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
First PREMIER® Bank Credit Card's Top Features:
- First PREMIER® does not require a security deposit in order to be approved. The orange First PREMIER® Mastercard® is an unsecured card. A checking account is one requirement of the First PREMIER Bank Mastercard.
- Use the First PREMIER® Bank Credit Card in order to improve your credit score. By keeping your balance low and paying on time every month, you can demonstrate your credit worthiness to major consumer reporting agencies. First PREMIER® reports to all consumer reporting agencies.
- Use available credit for basics like gas and food when you need them. It can be used for both online and in-person purchases.
- First PREMIER® offers free identity theft resolution services. Over 14 million people per year are victims of identity theft every year. First PREMIER® works to make sure that its cardholders don’t become one of those statistics.