HSBC Cash Rewards Mastercard® credit card

HSBC Cash Rewards Mastercard® credit card

Intro APR Purchase


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Intro APR for Balance Transfer

0% Introductory APR on balance transfers for the first 15 months from account opening

Regular APR

Variable APR of 15.24%, 19.24% or 25.24% will be applied

Annual Fee



  • Sign up bonus
  • A strong balance transfer offer plus cash back feature stacking benefits
  • No foreign transaction fees
  • No annual fee


  • Balance transfer fee
  • Higher cash back rewards available from competitors


    • Earn unlimited 1.5% cash rewards on all purchases.
    • Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.
    • 10% Anniversary Bonus on all Cash Rewards earned once a year.
    • No Annual Fee.
    • 0% Intro APR for 15 months on balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
    • No Foreign Transaction Fees.
    • $0 liability for unauthorized purchases.
    • Terms Apply.
    • See Rates & Fees