HSBC Gold Mastercard® credit card

HSBC Gold Mastercard® credit card

Intro APR Purchase

0% Introductory APR on credit card purchases for the first 18 months from account opening

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Good/Excellent

Intro APR for Balance Transfer

0% Introductory APR on balance transfers for the first 18 months from account opening

Regular APR

Variable APR of 12.99%, 16.99% or 20.99% will apply after the Introductory Period

Annual Fee

$0

PROS

  • One of the market leaders in 0% APR on purchases and balance transfers
  • No annual fee
  • No foreign transaction fees
  • Relatively low Regular APR

CONS

  • No rewards program

CARD HIGHLIGHTS

    • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99%, 16.99% or 20.99% will apply.
    • No Penalty APR.
    • Late Fee Waiver.
    • No Foreign Transaction Fees.
    • $0 Annual Fee.
    • $0 liability for unauthorized purchases.
    • Terms Apply.
    • See Rates & Fees