The Best Instant Approval Credit Cards of 2017

If you need immediate access to a credit line and don’t have the time to wait for your application to be assessed, then you should apply for one of the following instant approval credit cards. Intended for consumers that don’t have the luxury of time, these credit cards will provide you with an immediate response to your application. Gaining approval is typically dependent upon the applicant’s credit score, and the higher your credit score the easier it will be for your credit card application to be approved instantly.

Total VISA® Credit Card

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Apply Now

Bad/Fair Credit Needed

Intro APR for Balance Transfer

N/A

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Regular APR

See Terms*

Annual Fee

See Terms*

Apply Now

Bad/Fair Credit Needed

Benefits & KEY FEATURES Test

    • Checking Account Required
    • Fast and easy application process; response provided in seconds
    • A genuine VISA card accepted by merchants nationwide across the USA and online
    • Manageable monthly payments
    • If approved, simply pay a Processing Fee to open your account and access your available credit
    • Reports monthly to all three major credit bureaus
    • No-Fee credit line increase opportunities!  

Bad/Fair Credit

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

See Terms*

Annual Fee

See Terms*

First Progress Platinum Elite MasterCard® Secured Credit Card

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Apply Now

Bad Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular APR

19.99%
(variable)

Annual Fee

$29

Apply Now

Bad Credit Needed

Benefits & KEY FEATURES Test

    • Fund your new MasterCard® secured credit card with your tax refund today!
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account

     

Bad Credit

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
620

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

19.99%

(variable)

Annual Fee

$29

Fingerhut Credit Account issued by WebBank

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Apply Now

Fair/Bad Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular APR

See Issuer Website

Annual Fee

$0

Apply Now

Fair/Bad Credit Needed

Benefits & KEY FEATURES Test

    • Fingerhut offers more than 500,000 items including the brand names you want like Samsung, KitchenAid, and DeWalt
    • Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
    • Fast, easy online application process and a quick decision
    • Not an access card

Fair/Bad Credit

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

See Issuer Website

Annual Fee

$0

Horizon Gold Credit Card

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Apply Now

Bad Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular APR

N/A*

Annual Fee

$24.95 benefits plan membership will be auto-debited monthly

Apply Now

Bad Credit Needed

Benefits & KEY FEATURES Test

    • Guaranteed Approval
    • Bad Credit Accepted
    • No Employment Check
    • Reports to a Major Bureau

Bad Credit

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
620

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

N/A*

Annual Fee

$24.95 benefits plan membership will be auto-debited monthly