Advertiser Disclosure

Low Interest Credit Cards

In an ideal world, everyone would be able to pay off their credit card balances in full each month. But the reality is that nearly half of all households in the United States carry a credit card balance from month to month, which means that finding a card with a low interest rate is imperative. Below you’ll find low interest credit cards with attractive rates, which are perfect for consumers who anticipate carrying a credit card balance at times. This will ensure that you pay as little in interest fees as possible, saving your hard-earned money for the purchases you truly want to make. The following are some of our favorite low interest credit cards offered by our partners:

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa<sup>&reg;</sup> Card by Citi

Costco Anywhere Visa® Card by Citi

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Excellent Credit
Intro APR Purchase
N/A
Regular APR
17.49%*
(Variable)
Annual fee
$0*
Apply Now
Excellent Credit

Benefits & Key features

  • Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership*
  • No matter where life takes you, experience no foreign transaction fees on purchases*
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Excellent

Credit Needed
720
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
17.49%*
(Variable)
Annual Fee
$0*

Citi Simplicity® Card - No Late Fees Ever

Citi Simplicity<sup>&reg;</sup> Card - No Late Fees Ever

Citi Simplicity® Card - No Late Fees Ever

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Excellent/Good Credit
Intro APR Purchase
0%*
for 12 months*
Regular APR
16.99% - 26.99%*
(Variable)
Annual fee
$0*
Apply Now
Excellent/Good Credit

Benefits & Key features

  • The only card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.99% - 26.99%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.99% - 26.99%, based on your creditworthiness
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%*
for 12 months*
Intro APR
(Balance Transfer)
0%*
for 21 months
Regular APR
16.99% - 26.99%*
(Variable)
Annual Fee
$0*

Bank of America® Platinum Visa® Business credit card

Bank of America&reg; Platinum Visa&reg; Business credit card

Bank of America® Platinum Visa® Business credit card

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Excellent Credit
Intro APR Purchase
0%
for 7 billing cycles
Regular APR
11.49% - 22.49%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent Credit

Benefits & Key features

  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
  • Save on interest with a competitive purchase APR.
  • No annual fee.
  • 0% Introductory APR on purchases for your first 7 billing cycles.
  • Employee cards at no additional cost to you and with credit limits you set.

Excellent

Credit Needed
720
850
Intro APR
(Purchases)
0%
for 7 billing cycles
Intro APR
(Balance Transfer)
N/A
Regular APR
11.49% - 22.49%
Variable APR on purchases and balance transfers
Annual Fee
$0