Mastercard® Credit Cards

Mastercard® offers every type of credit card under the sky, starting from debit cards that don’t report to credit agencies, all the way up to the highest rewards credit cards on the market. Being that they issue credit cards through many banks, you can be sure that there’s a Mastercard with features that meet your needs. Below you’ll find Mastercard credit card offers for those with no credit, all the way up to platinum credit cards with no annual fees.

Citi Simplicity® Card - No Late Fees Ever

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

0%*

for 21 months

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Regular
APR

16.24% - 26.24%*

(Variable)

Annual
Fee

$0*

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Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
    • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
    • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
    • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
    • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
    • The same great rate for all balances, after the introductory period
    • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

Benefits & KEY FEATURES

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0%* for 12 months on Purchases*

Intro APR for Balance Transfer

0%* for 21 months on Balance Transfers*

Regular APR

16.24% - 26.24%* (Variable)

Annual Fee

$0*

BankAmericard® credit card

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

0%

Intro APR for 18 billing cycles for balance transfers made in the first 60 days

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Regular
APR

15.24% - 25.24%

Variable APR on purchases and balance transfers

Annual
Fee

$0

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Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • NEW OFFER: 0% Introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
    • No annual fee
    • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
    • Access your FICO® Score for free within Online Banking or your Mobile Banking app

Benefits & KEY FEATURES

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0% Introductory APR on purchases for 18 billing cycles

Intro APR for Balance Transfer

0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days

Regular APR

15.24% - 25.24% Variable APR on purchases and balance transfers

Annual Fee

$0

HSBC Gold Mastercard® credit card

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Good/Excellent Credit Needed

Intro APR for Balance Transfer

0%

Introductory APR on balance transfers for the first 18 months from account opening

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Regular
APR

13.24%, 17.24% or 21.24%

Variable APR will apply after the Introductory Period

Annual
Fee

$0

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Good/Excellent Credit Needed

Benefits & KEY FEATURES

    • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
    • No Penalty APR.
    • Late Fee Waiver.
    • No Foreign Transaction Fees.
    • $0 Annual Fee.
    • $0 liability for unauthorized purchases.
    • Terms Apply.
    • See Rates & Fees

Benefits & KEY FEATURES

Good/Excellent

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0% Introductory APR on credit card purchases for the first 18 months from account opening

Intro APR for Balance Transfer

0% Introductory APR on balance transfers for the first 18 months from account opening

Regular APR

Variable APR of 13.24%, 17.24% or 21.24% will apply after the Introductory Period

Annual Fee

$0

Surge Mastercard® Credit Card

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Bad/Poor Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

See Terms*

Annual
Fee

See Terms*

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Bad/Poor Credit Needed

Benefits & KEY FEATURES

    • All credit types welcome to apply!
    • Monthly reporting to the three major credit bureaus
    • Initial Credit Limit of $500.00!* (subject to available credit)
    • Fast and easy application process; results in seconds
    • Use your card at locations everywhere that Mastercard® is accepted
    • Free online account access 24/7
    • Checking Account Required

Benefits & KEY FEATURES

Bad/Poor

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
620

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

See Terms*

Annual Fee

See Terms*

Citi® Double Cash Card – 18 month BT offer

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

0%

for 18 months

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Regular
APR

15.74% - 25.74%*

(Variable)

Annual
Fee

$0*

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Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
    • Balance Transfers do not earn cash back
    • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
    • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
    • No categories to track, no caps on cash back, no annual fee*

Benefits & KEY FEATURES

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

N/A

Intro APR for Balance Transfer

0% for 18 months on Balance Transfers*

Regular APR

15.74% - 25.74%* (Variable)

Annual Fee

$0*