Advertiser Disclosure

No Annual Fee Credit Cards

It’s becoming increasingly common for credit cards to charge consumers an annual fee, especially for cards that with come with perks or travel rewards. If you’re someone who isn’t interesting in paying for the privilege of using a credit card, don’t worry—there are still excellent credit card options available which won’t charge you an annual fee. Below you’ll find a diverse range of no annual fee credit cards, all of which benefit different types of consumers. The following are our most popular no annual fee credit cards provided by our partners:

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Apply Now
Excellent/Good Credit
Why We Like It
$150 cash bonus after spending $500 in the first 3 months
Rewards Rate
  • 1.5% - Earn unlimited 1.5% cash back on every purchase, every day
Annual Fee
  • $0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
for 15 months
Intro APR
(Balance Transfer)
0%
for 15 months
Regular APR
15.49% - 25.49%
(Variable)
Annual Fee
$0

Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer

Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer

Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer

Apply Now
Excellent/Good Credit
Why We Like It
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards Rate
  • 3% - Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
  • 2% - Earn 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
  • 1% - Earn unlimited 1% cash back on all other purchases
Annual Fee
  • $0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
Introductory APR on purchases for 15 billing cycles
Intro APR
(Balance Transfer)
0%
Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
15.49% - 25.49%
Variable APR on purchases and balance transfers
Annual Fee
$0

BankAmericard® credit card

BankAmericard® credit card

BankAmericard® credit card

Apply Now
Excellent/Good Credit
Why We Like It
Long introductory-APR period for both purchases and balance transfers
Rewards Rate
  • None -
Annual Fee
  • $0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
Introductory APR on purchases for 18 billing cycles
Intro APR
(Balance Transfer)
0%
Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
Regular APR
14.49% - 24.49%
Variable APR on purchases and balance transfers
Annual Fee
$0

Deserve Pro

Deserve Pro
Intro APR for Balance Transfer
N/A
Regular APR
17.49% - 24.49%
Variable
Annual fee
$0
Apply Now
Fair/Good/Excellent Credit

Benefits & Key features

  • Enjoy Priority Pass Membership on us (Lifetime value worth $99)
  • Earn 3% cash back on Travel, 2% on Restaurants, & 1% cash back on all other purchases automatically.
  • No Annual Fee, No Foreign Transaction Fees, and No Late Fee on first late payment.
  • Cell Phone Protection up to $600 when you pay your cell phone bill with Deserve EDU Mastercard along with Mastercard Platinum Benefits
  • More Perks You Deserve: Mint Mobile: Three Months of Text + Talk! Use your Deserve Mastercard to sign up and pay for any Mint Mobile wireless plan and you'll get a $45 statement credit. __Lemonade Insurance Rebate __- Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit. Feather Furniture Rental - Use your Deserve card to rent furniture from Feather and enter promo code DESERVE100 to get $100 off your first month's rental.
  • Start/Stop card use + stay current with your FICO score with the Deserve mobile app
  • Start building your credit responsibly and enjoy the perks for good credit
  • No Deposit Required

Fair/Good/Excellent

Credit Needed
620
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
17.49% - 24.49%
Variable
Annual Fee
$0