Advertiser Disclosure

No Annual Fee Credit Cards

It’s becoming increasingly common for credit cards to charge consumers an annual fee, especially for cards that with come with perks or travel rewards. If you’re someone who isn’t interesting in paying for the privilege of using a credit card, don’t worry—there are still excellent credit card options available which won’t charge you an annual fee. Below you’ll find a diverse range of no annual fee credit cards, all of which benefit different types of consumers. The following are our most popular no annual fee credit cards provided by our partners:

American Express Cash Magnet® Card

American Express Cash Magnet® Card

American Express Cash Magnet® Card

Learn More
on creditcards.com's secure website.
Why We Like It
1.5% cash back on all purchases and a generous 15 month period of 0% APR on purchases and balance transfers
Rewards Rate
  • 1.5% - Get a flat 1.5% cash back on all purchases
Annual Fee
  • $0
Learn More
on creditcards.com's secure website.

Benefits & Key features

  • Receive a $150 bonus when you spend at least $1,000 in purchases with 3 months of opening a new card.
  • Get 1.5% Cash Back on all purchases.
  • Cash back can be redeemed for statement credits, gift cards, or merchandise. 
  • A Cash Back card with a 0% introductory APR for the first 15 months on purchases and balance transfers.
  • After that, your APR will be a variable rate, currently 13.99% - 24.99% based on your creditworthiness and other factors.
  • More and more businesses are accepting American Express® Cards.
  • No annual fee.
  • Terms and Restrictions apply. 

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$0

Delta SkyMiles® Blue American Express Card

Delta SkyMiles® Blue American Express Card

Delta SkyMiles® Blue American Express Card

Learn More
on creditcards.com's secure website.
Why We Like It
A solid travel card with no annual fee, as long as you redeem your miles for flights with Delta.
Rewards Rate
  • 2x - Earn 2x miles at restaurants worldwide
  • 2x - Earn 2x miles on purchases with Delta
  • 1x - Earn 1x miles on all other purchases
Annual Fee
  • $0
Learn More
on creditcards.com's secure website.

Benefits & Key features

  • Receive 15,000 bonus miles when you spend at least $1,000 on your new card within the first 3 months - offer expires April 1, 2020. 
  • Get 2x miles for each dollar spent at restaurants worldwide.
  • Get 2x miles for each dollar spent on purchases with Delta Airlines.
  • Get 1x miles on all other purchases. 
  • Use your card on eligible Delta in-flight purchases (like food, audio headsets, and beverages) and receive a 20% savings via a statement credit. 
  • No foreign transaction fees. 
  • $0 annual fee
  • Terms and restrictions apply. 

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
16.74% - 24.74%
(Variable)
Annual Fee
$0