No Annual Fee Credit Cards
It’s becoming increasingly common for credit cards to charge consumers an annual fee, especially for cards that with come with perks or travel rewards. If you’re someone who isn’t interesting in paying for the privilege of using a credit card, don’t worry—there are still excellent credit card options available which won’t charge you an annual fee. Below you’ll find a diverse range of no annual fee credit cards, all of which benefit different types of consumers. The following are our most popular no annual fee credit cards provided by our partners:
Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer
Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer
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Excellent/Good Credit
Why We Like It
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards Rate
- 3% - Earn 3% cash back on gas or your choice of one of five other popular categories (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
- 2% - Earn 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
- 1% - Earn unlimited 1% cash back on all other purchases
Annual Fee
- $0
Apply Now
Excellent/Good Credit
Benefits & Key features
- No annual fee
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs and unlimited 1% on all other purchases (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
- 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
Introductory APR on purchases for 12 billing cycles
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
Intro APR for 12 billing cycles for any balance transfers made in the first 60 days
Regular APR
16.24% - 26.24%
Variable APR on purchases and balance transfers
Annual Fee
$0
Petal Cash Back Visa® Card
Petal Cash Back Visa® Card
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Fair/Good Credit
Why We Like It
Rewards Rate
- Up to 1.5% cash back after making 12 on - time payments
Annual Fee
- $0
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Fair/Good Credit
Benefits & Key features
- •Up to 1.5% cash back after making 12 on-time payments •1% cash back on all purchases - right away •No fees whatsoever
- No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
- •$500 - $10,000 credit limits •No credit history necessary for approval •Build credit by using responsibly
- •Petal reports to all 3 major credit bureaus •Petal's mobile app makes it easy to manage your money, track your spending and automate payments •See if you're pre-approved within minutes without impacting your credit score
- •No deposits required
- •Card issued by WebBank, member FDIC
Fair/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
15.24 - 26.24%
Variable
Annual Fee
$0
Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer
Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer
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Excellent/Good Credit
Why We Like It
25,000 bonus points after spending $1,000 on purchases within the first 90 days
Rewards Rate
- 1.5X - Earn unlimited 1.5 points per $1 spent on all purchases
Annual Fee
- $0
Apply Now
Excellent/Good Credit
Benefits & Key features
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 17.24% - 25.24% Variable APR will apply
- If you’re a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
Introductory APR on purchases for 12 billing cycles
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
17.24% - 25.24%
Variable APR on purchases and balance transfers
Annual Fee
$0
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One® Quicksilver® Cash Rewards Credit Card
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Excellent/Good Credit
Why We Like It
$150 cash bonus after spending $500 in the first 3 months
Rewards Rate
- 1.5% - Earn unlimited 1.5% cash back on every purchase, every day
Annual Fee
- $0
Apply Now
Excellent/Good Credit
Benefits & Key features
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
- 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
for 15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
for 15 months
Regular APR
16.24% - 26.24%
(Variable)
Annual Fee
$0
BankAmericard® credit card
BankAmericard® credit card
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Excellent/Good Credit
Why We Like It
Long introductory-APR period for both purchases and balance transfers
Rewards Rate
- None -
Annual Fee
- $0
Apply Now
Excellent/Good Credit
Benefits & Key features
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
Introductory APR on purchases for 18 billing cycles
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
Regular APR
15.24% - 25.24%
Variable APR on purchases and balance transfers
Annual Fee
$0
Monevo - Personal Loans from $1,000 - $100,000
Benefits & Key features
- Unsecured personal loans up to $100,000
- Rates starting as low as 3.99% APR
- Good, Bad and No Credit Welcome
- Get Cash in as little as 24 hours
- Loans for any purpose and no collateral required
- No impact on your credit score to check your rates!