No Annual Fee Credit Cards
It’s becoming increasingly common for credit cards to charge consumers an annual fee, especially for cards that with come with perks or travel rewards. If you’re someone who isn’t interesting in paying for the privilege of using a credit card, don’t worry—there are still excellent credit card options available which won’t charge you an annual fee. Below you’ll find a diverse range of no annual fee credit cards, all of which benefit different types of consumers. The following are our most popular no annual fee credit cards provided by our partners:
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
Learn More
on creditcards.com's secure website.
Why We Like It
With a 15 month introductory period of 0% APR on balance transfers and purchases as well as attractive cash back rewards, this card is a must-have
Rewards Rate
- 3% - Earn 3% cash back at U.S. supermarkets
- 2% - Earn 2% at gas stations and department stores
- 1% - Earn 1% on all other purchases
Annual Fee
- $0
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Get $150 back after you spend $1,000 on purchases on your new Card in your first 3 months.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is awarded as Reward Dollars that can be redeemed as a statement credit, gift cards, or merechandise.
- A Credit Card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 15 months.
- After that, your APR will be a variable rate, currently 12.99%-21.99% based on your creditworthiness and other factors.
- No Annual Fee.
- Terms and restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$0
American Express Cash Magnet® Card
American Express Cash Magnet® Card
Learn More
on creditcards.com's secure website.
Why We Like It
1.5% cash back on all purchases and a generous 15 month period of 0% APR on purchases and balance transfers
Rewards Rate
- 1.5% - Get a flat 1.5% cash back on all purchases
Annual Fee
- $0
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Receive a $150 bonus when you spend at least $1,000 in purchases with 3 months of opening a new card.
- Get 1.5% Cash Back on all purchases.
- Cash back can be redeemed for statement credits, gift cards, or merchandise.
- A Cash Back card with a 0% introductory APR for the first 15 months on purchases and balance transfers.
- After that, your APR will be a variable rate, currently 13.99% - 24.99% based on your creditworthiness and other factors.
- More and more businesses are accepting American Express® Cards.
- No annual fee.
- Terms and Restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$0
Delta SkyMiles® Blue American Express Card
Delta SkyMiles® Blue American Express Card
Learn More
on creditcards.com's secure website.
Why We Like It
A solid travel card with no annual fee, as long as you redeem your miles for flights with Delta.
Rewards Rate
- 2x - Earn 2x miles at restaurants worldwide
- 2x - Earn 2x miles on purchases with Delta
- 1x - Earn 1x miles on all other purchases
Annual Fee
- $0
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Receive 15,000 bonus miles when you spend at least $1,000 on your new card within the first 3 months - offer expires April 1, 2020.
- Get 2x miles for each dollar spent at restaurants worldwide.
- Get 2x miles for each dollar spent on purchases with Delta Airlines.
- Get 1x miles on all other purchases.
- Use your card on eligible Delta in-flight purchases (like food, audio headsets, and beverages) and receive a 20% savings via a statement credit.
- No foreign transaction fees.
- $0 annual fee
- Terms and restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
16.74% - 24.74%
(Variable)
Annual Fee
$0
Monevo - Personal Loans from $1,000 - $100,000
Benefits & Key features
- Network of lenders offering loan amounts $1,000 - $100,000
- Rates starting as low as 3.49% APR
- Solutions available for all credit scores
- Funds available as soon as the next business day
- No impact on your credit score to check your rates!
Benefits & Key features
- Network of lenders offering loan amounts $1,000 - $100,000
- Rates starting as low as 3.49% APR
- Solutions available for all credit scores
- Funds available as soon as the next business day
- No impact on your credit score to check your rates!