Advertiser Disclosure

No Annual Fee Credit Cards

It’s becoming increasingly common for credit cards to charge consumers an annual fee, especially for cards that with come with perks or travel rewards. If you’re someone who isn’t interesting in paying for the privilege of using a credit card, don’t worry—there are still excellent credit card options available which won’t charge you an annual fee. Below you’ll find a diverse range of no annual fee credit cards, all of which benefit different types of consumers. The following are our most popular no annual fee credit cards provided by our partners:

Petal® 1 "No Annual Fee" Visa® Credit Card

Petal® 1 "No Annual Fee" Visa® Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
19.99% - 29.49%
Variable
Annual fee
$0
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Limited/Bad/Fair Credit

Benefits & Key features

  • $0 Annual Fee
  • $500-$5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we’ll create and use your Cash Score instead.
  • 2%-10% cash back from select merchants
  • Variable APRs 19.99-29.49% APR 
  • No annual or international transaction fees. 
  • Build credit alongside tens of thousands of Petal Card members
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Limited/Bad/Fair

Credit Needed
0
700
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
19.99% - 29.49%
Variable
Annual Fee
$0