OpenSky Credit Cards
With no credit check or bank account needed, OpenSky® Secured Visa® Credit Card provides a credit line for cardholders that will be reported to all 3 major Consumer Reporting Agencies. OpenSky also provides credit tips and a dedicated credit education page on their website to support you along the way. Even if you have a low credit score or a poor financial history, the OpenSky® Secured Visa® Credit Card is one tool you can use to show you can responsibly manage credit to regain control of your credit future.
OpenSky® Secured Visa® Credit Card
OpenSky® Secured Visa® Credit Card
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No credit check
Intro APR for Balance Transfer
N/A
Regular APR
21.89%
(variable)
Annual fee
$35
Apply Now
No credit check
Benefits & Key features
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
- With an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit
- Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months - no additional deposit required!
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Join over 1.2 million cardholders who’ve used OpenSky to build their credit
No credit check
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
21.89%
(variable)
Annual Fee
$35