OpenSky Credit Cards
With no credit check or bank account needed, OpenSky® Secured Visa® Credit Card provides a credit line for cardholders that will be reported to all 3 major Consumer Reporting Agencies. OpenSky also provides credit tips and a dedicated credit education page on their website to support you along the way. Even if you have a low credit score or a poor financial history, the OpenSky® Secured Visa® Credit Card is one tool you can use to show you can responsibly manage credit to regain control of your credit future.
OpenSky® Secured Visa® Credit Card
OpenSky® Secured Visa® Credit Card
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No credit check
Intro APR for Balance Transfer
N/A
Regular APR
20.39%
(variable)
Annual fee
$35
Apply Now
No credit check
Benefits & Key features
- No credit check to apply and find out instantly if you are approved
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- * View the cardholder agreement
No credit check
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
20.39%
(variable)
Annual Fee
$35