Advertiser Disclosure

Points Rewards Credit Cards

For consumers looking for a credit card that comes with a flexible system of rewards, these are the most attractive credit cards that should be on your radar. All of the points rewards credit cards listed below offer the cardholder points on their transactions, and it’s up to you to decide how and when to redeem the points. Moreover, many of these cards offer extra points when making purchases in specified categories, which makes accruing large quantities of points almost effortless. The following are our most popular points credit cards offered by our partners:

Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
16.99% - 24.99%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 16.99% - 24.99% Variable APR will apply
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
Introductory APR on purchases for 12 billing cycles
Intro APR
(Balance Transfer)
N/A
Regular APR
16.99% - 24.99%
Variable APR on purchases and balance transfers
Annual Fee
$0

Citi Rewards+ Student Card

Citi Rewards+<sup>&#8480;</sup> Student Card

Citi Rewards+ Student Card

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Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
16.49% - 26.49%
(Variable)
Annual fee
$0
Apply Now
Good Credit

Benefits & Key features

  • The Citi Rewards+SM Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.49% - 26.49%, based on your creditworthiness
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
  • No annual fee

Good

Credit Needed
680
720
Intro APR
(Purchases)
0%
for 7 months
Intro APR
(Balance Transfer)
N/A
Regular APR
16.49% - 26.49%
(Variable)
Annual Fee
$0

Citi Rewards+ Card

Citi Rewards+<sup>&#8480;</sup> Card

Citi Rewards+ Card

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Excellent/Good Credit
Intro APR for Balance Transfer
0%
for 15 months
Regular APR
15.49% - 25.49%
(Variable)
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • The Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
for 15 months
Intro APR
(Balance Transfer)
0%
for 15 months
Regular APR
15.49% - 25.49%
(Variable)
Annual Fee
$0