Points Rewards Credit Cards

For consumers looking for a credit card that comes with a flexible system of rewards, these are the most attractive credit cards that should be on your radar. All of the points rewards credit cards listed below offer the cardholder points on their transactions, and it’s up to you to decide how and when to redeem the points. Moreover, many of these cards offer extra points when making purchases in specified categories, which makes accruing large quantities of points almost effortless. The following are our most popular points credit cards offered by our partners:

Bank of America® Premium Rewards® credit card

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

18.24% - 25.24%

Variable APR

Annual
Fee

$95

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Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
    • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
    • If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
    • No limit to the points you can earn and your points don’t expire
    • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill Edge® and Merrill Lynch® accounts, or gift cards or purchases at the Bank of America Travel Center
    • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
    • No Foreign Transaction Fees
    • Low $95 annual fee

Benefits & KEY FEATURES

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

18.24% - 25.24% Variable APR on purchases

Annual Fee

$95

Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

17.24% - 25.24%

Variable APR on purchases and balance transfers

Annual
Fee

$0

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Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 17.24% - 25.24% Variable APR will apply
    • If you’re a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

Benefits & KEY FEATURES

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0% Introductory APR on purchases for 12 billing cycles

Intro APR for Balance Transfer

N/A

Regular APR

17.24% - 25.24% Variable APR on purchases and balance transfers

Annual Fee

$0

Citi Rewards+ Student Card

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Good Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

16.74% - 26.74%

(Variable)

Annual
Fee

$0

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Good Credit Needed

Benefits & KEY FEATURES

    • Introducing the New Citi Rewards+ Student Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
    • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
    • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness
    • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
    • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
    • No annual fee

Benefits & KEY FEATURES

Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
720

Intro APR Purchase

0% for 7 months on Purchases

Intro APR for Balance Transfer

N/A

Regular APR

16.74% - 26.74% (Variable)

Annual Fee

$0

Citi Rewards+ Card

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Excellent/Good Credit Needed

Intro APR for Balance Transfer

0%

for 12 months

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Regular
APR

15.74% - 25.74%

(Variable)

Annual
Fee

$0

View Details

Apply Now

Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • Introducing the New Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
    • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
    • 0% Intro APR on balance transfers and purchases for 12 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
    • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
    • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year

Benefits & KEY FEATURES

Excellent/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
850

Intro APR Purchase

0% for 12 months on Purchases

Intro APR for Balance Transfer

0% for 12 months on Balance Transfers

Regular APR

15.74% - 25.74% (Variable)

Annual Fee

$0

Related Offers:

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  • No impact on your credit score to check your rates!