Advertiser Disclosure

Secured Credit Cards

Secured credit cards are different from prepaid cards since cardholders are provided a credit line that will be reported to the Consumer Reporting Agencies. Even if you have a low credit score or a poor financial history, secured cards are one tool to show you can responsibly manage credit. Paying your minimum payment on time each month and keeping your balance low relative to your limit will provide your credit report with positive marks on a monthly basis. If your credit card applications have been turned down in the past due to bad credit, then a secured credit card is exactly the tool you need to regain control of your credit future.

Assent Platinum 0% Intro Rate Mastercard Secured Credit Card

secured credit cards

Assent Platinum 0% Intro Rate Mastercard Secured Credit Card

Apply Now
Poor/Limited Credit
Intro APR for Balance Transfer
N/A
Regular APR
12.99% (V)
Annual fee
$49
Apply Now
Poor/Limited Credit

Benefits & Key features

  • Enjoy 0% APR on Purchases for Six Months!
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • *See Card Terms

Poor/Limited

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
For the first 6 months your account is open
Intro APR
(Balance Transfer)
N/A
Regular APR
12.99% (V)
Annual Fee
$49

First PREMIER® Bank Secured Credit Card

secured credit cards

First PREMIER® Bank Secured Credit Card

Apply Now
Bad Credit
  • YOU CAN DO MORE THAN JUST GET BY - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • You don't need perfect credit for a First PREMIER® Bank Secured Credit Card
  • If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
  • Reports to consumer reporting agencies help you monitor your financial progress to build credit (build credit by keeping your balance low and paying on time every month)
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Apply Now
Bad Credit

Bad

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website

First Progress Platinum Select Mastercard® Secured Credit Card

secured credit cards

First Progress Platinum Select Mastercard® Secured Credit Card

Apply Now
Bad Credit
Intro APR for Balance Transfer
N/A
Regular APR
13.99%
(V)
Annual fee
$39
Apply Now
Bad Credit

Benefits & Key features

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI 
    * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Bad

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
13.99%
(V)
Annual Fee
$39

First Progress Platinum Prestige Mastercard® Secured Credit Card

secured credit cards

First Progress Platinum Prestige Mastercard® Secured Credit Card

Apply Now
Bad Credit
Intro APR for Balance Transfer
N/A
Regular APR
9.99%
(V)
Annual fee
$49
Apply Now
Bad Credit

Benefits & Key features

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI 
    * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Bad

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
9.99%
(V)
Annual Fee
$49