Secured Credit Cards
Secured credit cards are different from prepaid cards since cardholders are provided a credit line that will be reported to the Consumer Reporting Agencies. Even if you have a low credit score or a poor financial history, secured cards are one tool to show you can responsibly manage credit. Paying your minimum payment on time each month and keeping your balance low relative to your limit will provide your credit report with positive marks on a monthly basis. If your credit card applications have been turned down in the past due to bad credit, then a secured credit card is exactly the tool you need to regain control of your credit future.
Capital One® Secured Mastercard®
Intro APR for Balance Transfer
N/A
View Details
Regular
APR
26.99%
(Variable)
Annual
Fee
$0
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Limited/Bad Credit Needed
Benefits & KEY FEATURES
- No annual fee, and all the credit building benefits with responsible card use
- Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
- You will get an initial $200 credit line after making a security deposit of $49, $99, or $200
- Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
- It's a credit card accepted at millions of locations worldwide
Benefits & KEY FEATURES
Limited/Bad
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
26.99% (Variable)
Annual Fee
$0
Green Dot primor® Secured Visa Classic Card
Intro APR for Balance Transfer
N/A
View Details
Regular
APR
13.99%
Annual
Fee
$39
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Bad Credit Needed
Benefits & KEY FEATURES
- Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Helps strengthen your credit with responsible card use. Reports to three national bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
Benefits & KEY FEATURES
Bad Credit
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
13.99%
Annual Fee
$39
OpenSky® Secured Visa® Credit Card
Intro APR for Balance Transfer
N/A
View Details
Regular
APR
19.64%
(variable)
Annual
Fee
$35
View Details
No credit check Credit Needed
Benefits & KEY FEATURES
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Benefits & KEY FEATURES
No credit check
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
19.64% (variable)
Annual Fee
$35
First Progress Platinum Select Mastercard® Secured Credit Card
Intro APR for Balance Transfer
N/A
View Details
Regular
APR
14.74%
(variable)
Annual
Fee
$39
View Details
Bad Credit Needed
Benefits & KEY FEATURES
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- Nationwide Program though not yet available in NY, IA, AR, or WI
- * See Card Terms.
Benefits & KEY FEATURES
Bad Credit
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
14.74% (variable)
Annual Fee
$39
First PREMIER® Bank Secured Credit Card
- If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000
- No credit history required to apply for this credit card
- Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts
- Previous bankruptcy OK
- Quarterly FICO score on your monthly billing statement
- Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Bad Credit Needed
