Advertiser Disclosure

Sign-Up Bonus Credit Cards For July 2020

Are you looking to make a big purchase or take a trip in the near future? One of the best perks from card issuers today is the sign up bonus you earn once you spend the minimum threshold needed. These bonuses can be earned with as little as $500 spent in the first 90 days from opening the account and come in the form of cash, points, or miles applied directly to your account. Below are our favorite sign up bonus credit cards offered by our partners this month: 

American Express Cash Magnet® Card

American Express Cash Magnet® Card

American Express Cash Magnet® Card

Unavailable
Please try again later
Sign-Up Bonus
Earn $150 bonus when you spend $1,000 in the first 3 months
Rewards Rate
  • 1.5% - Get a flat 1.5% cash back on all purchases
Unavailable
Please try again later

Benefits & Key features

  • Receive a $150 bonus when you spend at least $1,000 in purchases with 3 months of opening a new card.
  • Get 1.5% Cash Back on all purchases.
  • Cash back can be redeemed for statement credits, gift cards, or merchandise. 
  • A Cash Back card with a 0% introductory APR for the first 15 months on purchases and balance transfers.
  • After that, your APR will be a variable rate, currently 13.99% - 23.99% based on your creditworthiness and other factors.
  • More and more businesses are accepting American Express® Cards.
  • No annual fee.
  • Terms and Restrictions apply. 

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0

American Express® Gold Card

American Express® Gold Card

American Express® Gold Card

Unavailable
Please try again later
Sign-Up Bonus
Receive 35,000 bonus points by spending $4,000 in the first 3 months
Rewards Rate
  • 4x - Get 4x points at restaurants worldwide
  • 4x - Get 4x points at U.S. supermarkets
  • 3x - Get 3x points on flights
  • 1x - Get 1x points on all other purchases
Unavailable
Please try again later

Benefits & Key features

  • Get 35,000 bonus points by spending $4,000 on eligible purchasese within the first 3 months of opening a new card.
  • Receive 4x points at restaurants around the world. 
  • Receive 4x points on purchases at U.S. supermarkets.
  • Receive 3x points on flights, either booked directly or through amextravel.com.
  • Get up to $100 in statement credits each year for any incidental fees incurred at one selected airline. 
  • Get up to $100 in credit for incidental fees incurred at luxury hotels, including free room upgrades.
  • Redeem your points for shopping, travel, gift cards, entertainment, or even charity.
  • No foreign transaction fees.
  • Annual Fee of $250
  • Terms and Restrictions Apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
15.99% - 22.99%
(Variable)
Annual Fee
$250

Bank of America® Premium Rewards® credit card

Bank of America® Premium Rewards® credit card

Bank of America® Premium Rewards® credit card

Unavailable
Please try again later
Sign-Up Bonus
50,000 bonus points after spending $3,000 on purchases in the first 90 days
Rewards Rate
  • 2X - Earn unlimited 2 points for every $1 spent on travel and dining purchases
  • 1.5X - Earn unlimited 1.5 points per $1 spent on all other purchases
Unavailable
Please try again later

Benefits & Key features

  • Receive 50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Terms
Annual Fee
$95

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Unavailable
Please try again later
Sign-Up Bonus
Receive 70,000 bonus miles by making $2,000 in purchases within the first 3 months
Rewards Rate
  • 2x - Earn 2x miles on Delta purchases
  • 2x - Earn 2x miles at restaurants around the world
  • 2x - Earn 2x miles at U.S. supermarkets
  • 1x - Earn 1x miles on all other purchases
Unavailable
Please try again later

Benefits & Key features

  • Limited Time: Get 4x miles for each dollar spent at U.S. supermarkets (through 7/31/2020)
  • Receive 2x miles on purchases at U.S. supermarkets, at restaurants around the world, and on all Delta purchases.
  • Receive 1x miles on all other purchases. 
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding on Delta flights
  • Each year, if you spend at least $10,000 in purchases then you will receive a free $100 Delta Flight Credit. 
  • Use your card on eligible Delta in-flight purchases (like food, audio headsets, and beverages) and receive a 20% savings via a statement credit.
  • The annual fee will be $0 for your first year of Card Membership, then $99 each year after that. 
  • Terms and Restrictions Apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
15.74% - 24.74%
(Variable)
Annual Fee
$0 first year, then $99