Advertiser Disclosure

Small Business Credit Cards

Credit cards are an excellent way for small business owners to secure funding for their companies, especially now that gaining approval for a traditional small business loan from a bank is a daunting process. These small business credit cards are specifically geared towards the needs of small business owners, providing you with favorable terms and the capital you need to get your business up and running. Whether you’re creating a startup or trying to securing more funds for an established company, acquiring a small business credit card can benefit your entire business. The following are our most popular Business credit cards offered by our partners:

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

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Excellent Credit
Why We Like It
25,000 points after spending $1,000 on purchases in the first 60 days
Rewards Rate
  • 3X - Earn 3 points per $1 spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center
  • 1.5X - Earn 1.5 points per $1 spent on all purchases
Annual Fee
  • $0
Apply Now
Excellent Credit

Benefits & Key features

  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Get 75% more points on the base earn of every purchase you make when you're a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.

Excellent

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
for 9 billing cycles
Intro APR
(Balance Transfer)
N/A
Regular APR
12.74% - 22.74%
Variable APR on purchases and balance transfers
Annual Fee
$0

Bank of America® Platinum Plus® Mastercard® Business credit card

Bank of America® Platinum Plus® Mastercard® Business credit card

Bank of America® Platinum Plus® Mastercard® Business credit card

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Excellent Credit
Why We Like It
$300 statement credit when you make at least $3,000 in net purchases within 90 days
Rewards Rate
  • None -
Annual Fee
  • $0
Apply Now
Excellent Credit

Benefits & Key features

  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
  • Save on interest with a competitive purchase APR.
  • No annual fee.
  • 0% Introductory APR on purchases for your first 7 billing cycles.
  • Employee cards at no additional cost to you and with credit limits you set.

Excellent

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
for 7 billing cycles
Intro APR
(Balance Transfer)
N/A
Regular APR
11.74% - 22.74%
Variable APR on purchases and balance transfers
Annual Fee
$0

Capital One® Spark® Cash Select for Business

Capital One® Spark® Cash Select for Business

Capital One® Spark® Cash Select for Business

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Excellent/Good Credit
Why We Like It
$200 cash bonus once you spend $3,000 on purchases within 3 months
Rewards Rate
  • 1.5% - Earn unlimited 1.5% cash back on every purchase
Annual Fee
  • $0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 14.49% - 22.49% variable APR after that
  • No annual fee
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • $0 Fraud Liability if your card is lost or stolen
  • No foreign transaction fees

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0% on purchases
for 9 months
Intro APR
(Balance Transfer)
N/A
Regular APR
14.49% - 22.49%
(Variable)
Annual Fee
$0

Capital One® Spark® Miles Select for Business

Capital One® Spark® Miles Select for Business

Capital One® Spark® Miles Select for Business

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Excellent/Good Credit
Why We Like It
20,000 bonus miles once you spend $3,000 on purchases within 3 months
Rewards Rate
  • 1.5X - Earn 1.5 miles on every purchase
Annual Fee
  • $0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn unlimited 1.5X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles Select card
  • Save on interest with 0% intro APR on purchases for 9 months; 14.49% - 22.49% variable APR after that
  • No annual fee
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Free employee cards which also earn unlimited 1.5X miles from their purchases

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0% on purchases
for 9 months
Intro APR
(Balance Transfer)
N/A
Regular APR
14.49% - 22.49%
(Variable)
Annual Fee
$0