Student Credit Cards

It’s never too early to begin building up a strong credit history, and it’s critical that you have an eye on your credit score even as a college student. These student credit cards are designed exactly for that purpose, providing students with the ability to build credit history even while still in school. Even if you’re a typical student and not moving around large sums of money, these credit cards can significantly improve your credit score by the time you graduate. The earlier you start building your credit, the better your position will be upon graduation.

Petal Visa® Credit Card

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Fair/Good Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

15.24 - 26.24%

Variable

Annual
Fee

$0

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Fair/Good Credit Needed

Benefits & KEY FEATURES

    • •Up to 1.5% cash back after making 12 on-time payments •1% cash back on all purchases - right away •No fees whatsoever
    • No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
    • •$500 - $10,000 credit limits •No credit history necessary for approval •Build credit by using responsibly
    • •Petal reports to all 3 major credit bureaus •Petal's mobile app makes it easy to manage your money, track your spending and automate payments •See if you're pre-approved within minutes without impacting your credit score
    • •No deposits required
    • •Card issued by WebBank, member FDIC

Benefits & KEY FEATURES

Fair/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
620
720

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

15.24 - 26.24% Variable

Annual Fee

$0

Journey® Student Rewards from Capital One®

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Average/Fair/Limited Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

26.96%

(Variable)

Annual
Fee

$0

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Average/Fair/Limited Credit Needed

Benefits & KEY FEATURES

    • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
    • Enjoy no annual fee and no foreign transaction fees
    • Get a head start and build your credit with responsible use
    • Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
    • Pick the monthly due date that works best for you
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • $0 fraud liability if your card is ever lost or stolen
    • Monitor your credit profile with the CreditWise® app, free for everyone

Benefits & KEY FEATURES

Average/Fair/Limited

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

26.96% (Variable)

Annual Fee

$0

Citi Rewards+ Student Card

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Good Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

16.74% - 26.74%

(Variable)

Annual
Fee

$0

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Good Credit Needed

Benefits & KEY FEATURES

    • Introducing the New Citi Rewards+ Student Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
    • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
    • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness
    • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
    • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
    • No annual fee

Benefits & KEY FEATURES

Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
720

Intro APR Purchase

0% for 7 months on Purchases

Intro APR for Balance Transfer

N/A

Regular APR

16.74% - 26.74% (Variable)

Annual Fee

$0

Capital One® QuicksilverOne® Cash Rewards Credit Card

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Average/Fair/Limited Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

26.96%

(Variable)

Annual
Fee

$39

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Average/Fair/Limited Credit Needed

Benefits & KEY FEATURES

    • Earn unlimited 1.5% cash back on every purchase, every day
    • Earn cash rewards without signing up for rotating categories
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Monitor your credit profile with the CreditWise® app, free for everyone
    • $0 fraud liability if your card is ever lost or stolen
    • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
    • Help strengthen your credit for the future with responsible card use
    • Get customized alerts and manage your account with the Capital One mobile app

Benefits & KEY FEATURES

Average/Fair/Limited

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

26.96% (Variable)

Annual Fee

$39

Citi® Secured Mastercard®

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Limited History/No Credit/ New-to-Credit/ Good

Intro APR for Balance Transfer

N/A

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Regular
APR

24.74%*

(Variable)

Annual
Fee

$0

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Limited History/No Credit/ New-to-Credit/ Good

Benefits & KEY FEATURES

    • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
    • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
    • Use your card anywhere Mastercard® is accepted — worldwide.
    • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
    • Get help staying on track with Auto Pay and account alerts.
    • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
    • Manage your account 24/7 online, by phone, or in our mobile app.

Benefits & KEY FEATURES

Limited History/No Credit/ New-to-Credit/ Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
720

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

24.74%* (Variable)

Annual Fee

$0

Related Offers:

  • Unsecured personal loans up to $100,000
  • Rates starting as low as 3.99% APR
  • Good, Bad and No Credit Welcome
  • Get Cash in as little as 24 hours
  • Loans for any purpose and no collateral required
  • No impact on your credit score to check your rates!