Student Credit Cards

It’s never too early to begin building up a strong credit history, and it’s critical that you have an eye on your credit score even as a college student. These student credit cards are designed exactly for that purpose, providing students with the ability to build credit history even while still in school. Even if you’re a typical student and not moving around large sums of money, these credit cards can significantly improve your credit score by the time you graduate. The earlier you start building your credit, the better your position will be upon graduation.

Journey® Student Rewards from Capital One®

View Details

Apply Now

Average/Fair/Limited Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular
APR

24.99%

(Variable)

Annual
Fee

$0

View Details

Apply Now

Average/Fair/Limited Credit Needed

Benefits & KEY FEATURES

    • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
    • Enjoy no annual fee and no foreign transaction fees
    • Get a head start and build your credit with responsible use
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Monitor your credit profile with the CreditWise® app, free for everyone
    • $0 fraud liability if your card is ever lost or stolen
    • Pick the monthly due date that works best for you
    • Get customized alerts and manage your account with the Capital One mobile app

Benefits & KEY FEATURES

Average/Fair/Limited

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

24.99% (Variable)

Annual Fee

$0

Citi ThankYou® Preferred Card for College Students

View Details

Apply Now

Good Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular
APR

16.49% - 26.49%*

(Variable)

Annual
Fee

$0*

View Details

Apply Now

Good Credit Needed

Benefits & KEY FEATURES

    • Enjoy 0% Intro APR for 7 months on purchases from date of account opening; after that the variable APR will be 16.49% - 26.49% based upon your creditworthiness*
    • Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening
    • 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
    • Earn 2X Points on Dining Out & Entertainment
    • Earn 1X Points on All Other Purchases
    • No expiration and no limit to the amount of points you can earn with this card
    • No annual fee*

Benefits & KEY FEATURES

Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
680
720

Intro APR Purchase

0% for 7 months on Purchases*

Intro APR for Balance Transfer

N/A

Regular APR

16.49% - 26.49%* (Variable)

Annual Fee

$0*

Capital One® QuicksilverOne® Cash Rewards Credit Card

View Details

Apply Now

Average/Fair/Limited Credit Needed

Intro APR for Balance Transfer

N/A

View Details

Regular
APR

24.99%

(Variable)

Annual
Fee

$39

View Details

Apply Now

Average/Fair/Limited Credit Needed

Benefits & KEY FEATURES

    • Earn unlimited 1.5% cash back on every purchase, every day
    • Earn cash rewards without signing up for rotating categories
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Monitor your credit profile with the CreditWise® app, free for everyone
    • $0 fraud liability if your card is ever lost or stolen
    • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
    • Help strengthen your credit for the future with responsible card use
    • Get customized alerts and manage your account with the Capital One mobile app

Benefits & KEY FEATURES

Average/Fair/Limited

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

24.99% (Variable)

Annual Fee

$39

Citi® Secured Mastercard®

View Details

Apply Now

Limited History/No Credit/New-to-Credit/Good Needed

Intro APR for Balance Transfer

N/A

View Details

Regular
APR

24.49%*

(Variable)

Annual
Fee

$0

View Details

Apply Now

Limited History/No Credit/New-to-Credit/Good Needed

Benefits & KEY FEATURES

    • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
    • A security deposit is required for this product (minimum $200)
    • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
    • Use the card anywhere Mastercard® is accepted — worldwide

Benefits & KEY FEATURES

Limited History/No Credit/New-to-Credit/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
720

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

24.49%* (Variable)

Annual Fee

$0

Related Offers:

  • A multi-award winning personal loan matching service
  • Personalized loan offers in less than 60 seconds.
  • Rates starting at 3.34% APR
  • Network of lenders offering loan amounts $1,000 - $100,000
  • No impact on your credit score to check your personal loan rates
  • Funds available as soon as next business day
  • All credit ratings considered