Top Credit Card Offers From Our Partners For January 2021
Compare this month's best credit card offers from our partners - find the best card for you today!
First Access Visa® Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
See Terms
Annual fee
See Terms
Apply Now
Fair/Bad Credit
Benefits & Key features
- Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- $300 credit limit (Subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Select your favorite card design from our gallery, for free!
- Online Customer Center available 24 x 7
- Issued by The Bank of Missouri
Fair/Bad
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Terms
Annual Fee
See Terms
CareCredit® credit card
Benefits & Key features
- Promotional financing available for 6 or 12 months on health, wellness and pet care purchases of $200+
- Use your card for dental and vision care, cosmetic treatments, insurance deductibles, veterinary care and more at over 240K locations.
- Join the over 11 million people who have CareCredit to pay for their health, wellness and beauty needs.
- Feel prepared knowing you have a way to pay for you and your family's healthcare
- Manage your account, view your eStatements, and use your digital card with the CareCredit Mobile App
- Apply online and get an instant credit decision
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
None. Promotional Financing available for 6 and 12 months ($200+)
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
26.99%
Annual Fee
$0
Fit Mastercard® Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
See Terms*
Annual fee
See Terms*
Apply Now
Bad/Fair Credit
Benefits & Key features
- All credit types welcome to apply!
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00!* (subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere that Mastercard® is accepted
- Free online account access 24/7
- Checking Account Required
Bad/Fair
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Reflex Mastercard® Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
See Terms*
Annual fee
See Terms*
Apply Now
Bad/Fair Credit
Benefits & Key features
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- $0 fraud liability for unauthorized charges
Bad/Fair
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Synchrony Car Care™ credit card
Benefits & Key features
- 6 months promotional financing on purchases of $199 or more
- No annual fee
- $0 fraud liability
- 24/7 secure online account access
- Ability to request a credit limit increase
- Use your Synchrony Car Care™ credit card for routine maintenance like gas and car washes, as well as larger automotive repairs and purchases on tires, brakes, windshields, transmissions, and more!
- Pay for scheduled maintenance and unexpected repairs over time with 6 months promotional financing on purchases of $199 or more at over 500,000 locations.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
29.99%
Annual Fee
$0
Indigo® Platinum Mastercard® Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
24.90%
fixed
Annual fee
$0 - $99
Apply Now
Fair/Good Credit
Benefits & Key features
- Easy pre-qualification process with fast response
- Less than perfect credit is okay
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
Fair/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
24.90%
fixed
Annual Fee
$0 - $99
OpenSky® Secured Visa® Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
17.39%
(variable)
Annual fee
$35
Apply Now
No credit check
Benefits & Key features
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card
No credit check
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
17.39%
(variable)
Annual Fee
$35
Indigo® Platinum Mastercard®
Intro APR for Balance Transfer
N/A
Regular APR
24.90%
fixed
Annual fee
$0 - $99
Apply Now
Fair/Good Credit
Benefits & Key features
- Easy pre-qualification process with fast response
- Don't have perfect credit? No problem!
- 24/7 access to your account, even on mobile!
- No security deposit
- Account history is reported to the three major credit bureaus in the U.S.
Fair/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
24.90%
fixed
Annual Fee
$0 - $99
Indigo® Mastercard® for Less than Perfect Credit
Intro APR for Balance Transfer
N/A
Regular APR
24.90%
fixed
Annual fee
$0 - $99
Apply Now
Bad/Poor Credit
Benefits & Key features
- Pre-qualify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- Mobile account access at any time
- Fraud protection for stolen or lost cards
- Account history is reported to the three major credit bureaus in the U.S.
Bad/Poor
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
24.90%
fixed
Annual Fee
$0 - $99
Luxury Card™ Mastercard® Black Card™
Luxury Card™ Mastercard® Black Card™
Apply Now
Excellent Credit
Why We Like It
Receive exclusive luxury benefits like room upgrades, complimentary food and beverages, food delivery discounts, and more.
Rewards Rate
- 2% - Redemption value for Airfare Redemptions
- 1.5% - Redemption value for Cash Back Redemptions
Annual Fee
- $495 ($195 for each Authorized User added to the account)
Apply Now
Excellent Credit
Benefits & Key features
- Patented black-PVD-coated metal card—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
- Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
- Enrollment in Priority PassTM Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.
Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Regular APR
14.99%
Annual Fee
$495 ($195 for each Authorized User added to the account)
Loans Under 36%
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes