Top Credit Card Offers For February 2019
Whether you're looking for travel rewards, cash back, low interest or more, we've done the research and have the right credit card for anyone. Below you will find this month's top credit card offers from our partners:
Citi Premier℠ Card
Why We Like It
50,000 bonus ThankYou® Points after spending $4,000 in purchases in the first 3 months
Rewards Rate
- 3X - Earn 3 points per $1 spent on travel including gas stations
- 2X - Earn 2 points per $1 spent on restaurants and on entertainment
- 1X - Earn 1 point per $1 spent on all other purchases
Excellent Credit Needed
Benefits & KEY FEATURES
- Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 points per $1 spent on travel including gas stations
- Earn 2 points per $1 spent at restaurants and on entertainment
- Earn 1 point per $1 spent on all other purchases
- 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases
Benefits & KEY FEATURES
Excellent
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
16.74% - 25.74% (Variable)
Annual Fee
$95, waived for first 12 months
BankAmericard® credit card
Why We Like It
The most cost-effective way to transfer a balance
Rewards Rate
- None -
Excellent/Good Credit Needed
Benefits & KEY FEATURES
- NEW OFFER: 0% Introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
Benefits & KEY FEATURES
Excellent/Good
CREDIT NEEDED
Intro APR Purchase
0% Introductory APR on purchases for 18 billing cycles
Intro APR for Balance Transfer
0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days
Regular APR
15.24% - 25.24% Variable APR on purchases and balance transfers
Annual Fee
$0
Citi® Double Cash Card – 18 month BT offer
Why We Like It
No categories to track, no caps on cash back, no annual fee*
Rewards Rate
- 2% - Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
Excellent/Good Credit Needed
Benefits & KEY FEATURES
- Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
- Balance Transfers do not earn cash back
- 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
- Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
- No categories to track, no caps on cash back, no annual fee*
Benefits & KEY FEATURES
Excellent/Good
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
0% for 18 months on Balance Transfers*
Regular APR
15.74% - 25.74%* (Variable)
Annual Fee
$0*
Citi Simplicity® Card - No Late Fees Ever
Why We Like It
Longest duration to transfer a balance
Rewards Rate
- None -
Excellent/Good Credit Needed
Benefits & KEY FEATURES
- The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
- 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- The same great rate for all balances, after the introductory period
- Save time when you call with fast, personal help, 24 hours a day – just say “representative”
- Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
Benefits & KEY FEATURES
Excellent/Good
CREDIT NEEDED
Intro APR Purchase
0%* for 12 months on Purchases*
Intro APR for Balance Transfer
0%* for 21 months on Balance Transfers*
Regular APR
16.24% - 26.24%* (Variable)
Annual Fee
$0*
Capital One® VentureOne® Rewards Credit Card
Why We Like It
20,000 miles after spending $1,000 on purchases in the first 3 months
Rewards Rate
- 10X - Earn 10X miles on thousands of hotels; learn more at hotels.com/venture
- 1.25X - Earn 1.25X miles on every purchase, every day
Excellent/Good Credit Needed
Benefits & KEY FEATURES
- Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
- Transfer your miles to over 12 leading travel loyalty programs
- Fly any airline, stay at any hotel, anytime
- Enjoy a low intro APR on purchases for 12 months; 14.24%-24.24% variable APR after that
- Travel when you want with no blackout dates
- No foreign transaction fees
- Miles won't expire for the life of the account and there's no limit to how many you can earn
Benefits & KEY FEATURES
Excellent/Good
CREDIT NEEDED
Intro APR Purchase
0% intro on purchases for 12 months
Intro APR for Balance Transfer
N/A
Regular APR
14.24% - 24.24% (Variable)
Annual Fee
$0
