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HSBC Cash Rewards Mastercard® credit card

Intro APR Purchase
0% Introductory APR on credit card purchases for the first 12 months from account opening
Apply Now Credit Needed Good/Excellent

Intro APR Balance Transfer

0% Introductory APR on balance transfers for the first 12 months from account opening

Regular APR

Variable APR of 15.24%, 19.24% or 25.24% will apply after the Introductory Period

Annual Fee

$0
Pros
  • Introductory 3% Cash Back (see terms)
  • A strong balance transfer offer plus cash back feature stacking benefits
  • No foreign transaction fees
  • No annual fee
Cons
  • Balance transfer fee
  • Higher cash back rewards available from competitors

Card Highlights

  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

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