Unsecured Credit Cards

Unsecured Credit CardsAn unsecured credit card is a type of card that does not require the cardholder to make a security deposit to secure a credit line before use. These types of cards, some of which are fee-based, are available to people of all credit types and often feature rewards and other cardholder incentives. Below you will find our favorite unsecured credit cards offered by our partners:

Petal Visa® Credit Card

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Fair/Good Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

15.24 - 26.24%

Variable

Annual
Fee

$0

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Fair/Good Credit Needed

Benefits & KEY FEATURES

    • •No fees whatsoever
    • No late fee, international fee, annual fee, or any-other-kind-of-fee, fee. •$500 - $10,000 credit limits •No credit history necessary for approval •Build credit by using responsibly. •Petal reports to all 3 major credit bureaus •Petal's mobile app makes it effortless to manage your money, track your spending, and build credit without thinking much about it. •See if you're pre-approved within minutes without impacting your credit score. •No deposits required. •Card issued by WebBank, member FDIC.

Benefits & KEY FEATURES

Fair/Good

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
620
720

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

15.24 - 26.24% Variable

Annual Fee

$0

Capital One® Platinum Credit Card

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Average/Fair/Limited Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

26.96%

(Variable)

Annual
Fee

$0

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Average/Fair/Limited Credit Needed

Benefits & KEY FEATURES

    • Pay no annual fee
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is lost or stolen
    • Use online banking to access your account, even from your smartphone, with our mobile app
    • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
    • Get access to your account 24 hours a day, 7 days a week
    • Help strengthen your credit for the future with responsible card use

Benefits & KEY FEATURES

Average/Fair/Limited

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

26.96% (Variable)

Annual Fee

$0

Total VISA® Credit Card

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Bad/Fair Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

See Terms*

Annual
Fee

See Terms*

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Bad/Fair Credit Needed

Benefits & KEY FEATURES

    • Checking Account Required
    • Fast and easy application process; response provided in seconds
    • A genuine VISA card accepted by merchants nationwide across the USA and online
    • Manageable monthly payments
    • If approved, simply pay a Program Fee to open your account and access your available credit
    • Reports monthly to all three major credit bureaus

Benefits & KEY FEATURES

Bad/Fair Credit

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

See Terms*

Annual Fee

See Terms*

Horizon Gold Credit Card

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Bad Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

N/A*

Annual
Fee

$24.95 benefits plan membership will be auto-debited monthly

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Bad Credit Needed

Benefits & KEY FEATURES

    • $500 Credit Limit
    • Guaranteed Approval
    • Bad Credit Accepted
    • No Employment Check
    • Reports to a Major Bureau

Benefits & KEY FEATURES

Bad Credit

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
620

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

N/A*

Annual Fee

$24.95 benefits plan membership will be auto-debited monthly

Fingerhut Credit Account issued by WebBank

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Fair/Bad Credit Needed

Intro APR for Balance Transfer

N/A

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Regular
APR

See Issuer Website

Annual
Fee

$0

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Apply Now

Fair/Bad Credit Needed

Benefits & KEY FEATURES

    • Fingerhut offers more than 500,000 items including the brand names you want like Samsung, KitchenAid, and DeWalt
    • Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
    • Fast, easy online application process and a quick decision
    • Not an access card

Benefits & KEY FEATURES

Fair/Bad Credit

CREDIT NEEDED

0 450 500 550 600 650 700 750 800 850
300
680

Intro APR Purchase

N/A

Intro APR for Balance Transfer

N/A

Regular APR

See Issuer Website

Annual Fee

$0